Monroe County property record for 7 Osprey Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 9 ba · 8,820 sqft · built 1999 |
| Lot Size | 3.21 acres (139,895 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $60,903 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 00569446-001000 |
| Primary APN | 00569446-001000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 8,820 sqft Living Area |
| 1st Floor Area | 8,808 sqft |
| Flooring | Marble |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 139,895 sqft (3.21 acres) |
| Garage Area | 1,048 sqft |
| Pool Area | 640 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 5,192 sqft |
| Deck Area | 10,800 sqft |
| Patio Area | 10,875 sqft |
| Fence | Fence |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8691386 |
|---|---|
| Old Parcel Number | 05594100569446001000 |
| Street Address | 7 OSPREY LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1 LT 8 9 AND 10 SUNRISE CAY III OCEAN REEF PLAT NO 15 REPLAT PB7-37 OR946-1286 OR976-1287 OR976-1288 OR978-2042C |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 05 |
| Legal Subdivision | SUNRISE CAY III OCEAN REEF PLAT 15 |
| Legal Block | 1 |
| Legal Lot Number | 8-9 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7 OSPREY LN, KEY LARGO, FL 33037-5303 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2014 |
| Deed Sale | Dec 30, 2014 |
| Prior Sale | Dec 23, 2002 |
| Deed Document Number | 2010666 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,507,714 (+5.99%) | $30,464,563 (+8.51%) Land $25,626,223 Building $4,838,340 | |
| 2023 | $60,903.00 (+4.77%) Homeowner's exemption | $8,970,642 (+3%) | $28,075,725 (+56.36%) Land $23,293,417 Building $4,782,308 |
| 2022 | $58,131.00 Homeowner's exemption | $8,709,362 | $17,955,693 Land $13,091,743 Building $4,863,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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