York County and Saco City property record for 7 Osprey Ave, Saco, ME 04072 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,148 sqft · built 2003 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,205,000 (Mar 2025) |
| Tax Bill | $12,039 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Z2215R |
| Primary APN | Z2215R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,148 sqft Living Area |
| Gross Area | 7,770 sqft |
| 1st Floor Area | 1,376 sqft |
| Attic | Attic |
| Attic Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 72,310 sqft (1.66 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | Z2215R |
|---|---|
| Street Address | 7 OSPREY AVE |
| City | SACO |
| State | ME |
| Zip | 04072-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 2 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5400 |
Source: York County and Saco City records · APN Z2215R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 HAMPTON CIR, SCARBOROUGH, ME 04074-9183 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 17, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC |
| Feb 13, 2019 | Deed of Trust, Mortgage · Unknown ANDROSCOGGIN BANK |
| Jan 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK |
| Feb 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK |
| Oct 20, 2017 | Deed of Trust, Mortgage EMBRACE HM LOANS |
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit INFINITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on Record |
| Deed Sale | Mar 10, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2023 · Amount on Record |
| Deed Document Number | 20257239 |
| Deed Book / Page | 19618 / 185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jul 17, 2023 |
| Property Address | 7 OSPREY AVE, SACO, ME 04072-1754 |
| Document Number | 0192740550 |
| Book / Page | 19274 / 550 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023020205 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | PO BOX 2471, SILVERTHORNE, CO 80498-2471 |
| Document Number | 2023020206 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023020206 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 OSPREY AVE, SACO, ME 04072-1754 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178940231 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 17894/231 |
| Instrument | 2019005171 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 OSPREY AVE, SACO, ME 04072-1754 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178800001 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 17880/1 |
| Instrument | 2019001718 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 OSPREY AVE, SACO, ME 04072-1754 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178850593 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 17885/593 |
| Instrument | 2019003094 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 OSPREY AVE, SACO, ME 04072-1754 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178940249 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 17894/249 |
| Instrument | 2019005172 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 OSPREY AVE, SACO, ME 04072-1754 |
| Document Number | 0175910155 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7 OSPREY AVE SACO ME 040721754, SACO, ME 04072-1754 |
| Document Number | 0175910155 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 017591/000155 |
| Instrument | 45973 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 26, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 OSPREY AVE, SACO, ME 04072-1754 |
| Document Number | 0175910177 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7 OSPREY AVE SACO ME 040721754, SACO, ME 04072-1754 |
| Document Number | 0175910177 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 017591/000177 |
| Instrument | 45974 |
| Name | INFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,039.00 (+2.06%) | $847,800 (+0.98%) Land $210,900 Building $636,900 | |
| 2024 | $11,796.00 (+7.65%) | $839,600 (+40.45%) Land $210,900 Building $628,700 | $860,225 |
| 2022 | $10,958.00 | $597,800 Land $192,500 Building $405,300 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310054002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: GoNetspeed, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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