7 Orchard St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 7 Orchard St, Keene, NH 03431

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,906 sqft · built 1994
Lot Size0.56 acres (24,394 sqft)
Owner2 Trust Names on File
Tax Bill$10,778 (2025)
Deeds & MortgagesOct 2022 Refinance
Flood ZoneZone X (minimal risk)
APNKEEN M:542 L:11

Property Details

APN / Parcel Number

Primary APNKEEN M:542 L:11
Alternative APNs
  • 542011000000000
  • 204010060000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,906 sqft Living Area
Gross Area3,505 sqft
1st Floor Area970 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number542011000000000
Street Address7 ORCHARD ST
CityKEENE
StateNH
Zip03431-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD
Legal Lot Number11
JurisdictionKEENE CITY NH
Township / Civil DivisionKEENE
Census Block Group2
Census Block2008
Census Tract971402

Owner

7 Orchard St is owner-occupied and held in a trust.

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address7 ORCHARD ST, KEENE, NH 03431-2134
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKEENE CITY NH
Property Address7 ORCHARD ST, KEENE, NH 03431-2134
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003228-555
DateOct 7, 2022
Book Page3228/555
Instrument2209263
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7 Orchard St was $10,778, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
MunicipalityKeene City
Unified School DistrictKeene School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,778.00 (+3.92%)$313,600 (-) Land $53,100 Building $260,500
2024$10,371.00 (+3.7%)$313,600 (-) Land $53,100 Building $260,500
2023$10,001.00 (+2.77%)$313,600 (-) Land $53,100 Building $260,500
2022$9,731.00$313,600 Land $53,100 Building $260,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Orchard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Orchard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEENE WATER DEPT
serves 30,000 people · EPA ID NH1241010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orchard St

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