7 Orchard Ln, Alamo, CA 94507 Property Records

Contra Costa County property record for 7 Orchard Ln, Alamo, CA 94507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,460 sqft · built 1998
Lot Size	0.011 acres (479 sqft)
Owner	Company Name on Record
Last Sale	$519,000 (Sep 1999)
Tax Bill	$10,028 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`192-071-047`

Property Details

APN / Parcel Number

Primary APN	`192-071-047`
Alternative APN	`192-071-047-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
1st Floor Area	1,284 sqft
2nd Floor Area	1,176 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Lot Area	479 sqft (0.011 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7 ORCHARD LN
City	ALAMO
State	CA
Zip	94507-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8051 L2
Legal Subdivision	SUBDIVISION 8051
Legal Tract	8051
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	334200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 ORCHARD LN, ALAMO, CA 94507-1564
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 11, 2022	Intrafamily Transfer, Transfer · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1999 · Amount on Record
Deed Sale	Sep 1, 1999 · Amount on Record
Deed Document Number	1999235095
Last Transfer Date	Jan 5, 2022
Transfer Doc	0000044346
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7 ORCHARD LN, ALAMO, CA 94507-1564
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011266
Date	Jan 24, 2018
Instrument	2018-011266

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 11, 2022
Property Address	7 ORCHARD LN, ALAMO, CA 94507-1564
Document Number	0000044346
Map Reference	MB 402 PG 5
Instrument Date	Jan 5, 2022
Instrument	2022-044346
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNTG LENDERS DIRECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7 ORCHARD LN, ALAMO, CA 94507-1564

Mortgage

Document Number	0000044315
Date	Mar 11, 2022
Instrument	2022-044315

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000044347
Date	Mar 11, 2022
Instrument	2022-044347

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.24%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	8.24%
Index	Other
Max Rate	8.24%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$813,629 (+2%) Land $407,599 Building $406,030
2025	$10,028.00 (+3.84%) Homeowner's exemption	$797,676 (+4.04%) Land $399,607 Building $398,069
2023	$9,657.00 (+0.9%) Homeowner's exemption	$766,703 Land $384,091 Building $382,612
2022	$9,571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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