7 Orchard Hl, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 7 Orchard Hl, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,836 sqft · built 1977
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$624,000 (Jan 2018)
Tax Bill	$14,296 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARV M:13 B:90`

Property Details

APN / Parcel Number

Primary APN	`HARV M:13 B:90`
Alternative APNs	`M:013.0 P:0090-0000.0` `1250130009000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	5,428 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250130009000000
Street Address	7 ORCHARD HL
City	HARVARD
State	MA
Zip	01451-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	90
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1008
Census Tract	761401

Owner

7 Orchard Hl is owned and occupied by two individuals who bought it in January 2018.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 ORCHARD HL, HARVARD, MA 01451-1446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · ARM BLUE HILLS BANK
Jan 24, 2018	Quit Claim Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2018 · Amount on File
Deed Sale	Jan 24, 2018 · Amount on File
Prior Sale	Aug 26, 2010 · Amount on File
Deed Book / Page	58356 / 190
Transfer Doc	058356-190
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	7 ORCHARD HL, HARVARD, MA 01451-1446
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57914-119
Date	Oct 20, 2017
Book Page	57914/119
Instrument	116762

Lender

Name	BLUE HILLS BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jan 24, 2018
Property Address	7 ORCHARD HL, HARVARD, MA 01451-1446
Document Number	58356-190
Book / Page	58356 / 190
Instrument	7610
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ORCHARD HL, HARVARD, MA 01451-1446

Mortgage

Document Number	583560195
Date	Jan 24, 2018
Instrument	58356/0195

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7 Orchard Hl was $14,296, up 3.2% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,296.00 (+3.16%)	$913,500 (-1.78%) Land $334,500 Building $579,000
2024	$13,858.00 (+6.34%)	$930,100 (+18.54%) Land $321,100 Building $609,000	$925,775
2023	$13,032.00	$784,600 Land $285,700 Building $498,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Orchard Hl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Orchard Hl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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