Westchester County and Harrison Town property record for 7 Orchard Dr, Purchase, NY 10577
| Property Type | Single Family Home |
|---|---|
| Details | 6.5 ba · 4,894 sqft · built 1957 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $31,454 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0642.-23 |
| Primary APN | 552801 0642.-23 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,894 sqft Living Area |
| 1st Floor Area | 3,444 sqft |
| 2nd Floor Area | 1,450 sqft |
| Upper Floors Area | 1,542 sqft |
| Basement Area | 3,009 sqft |
| Finished Basement | 3,009 sqft |
| Unfinished Basement | 3,009 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 126,324 sqft (2.9 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 339 sqft |
| Patio Area | 864 sqft |
| Tennis Court | Tennis Court |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000041450 |
|---|---|
| Street Address | 7 ORCHARD DR |
| City | PURCHASE |
| State | NY |
| Zip | 10577-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Lot Number | 23 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 8602 |
7 Orchard Dr is owned and occupied by two individuals.
Source: Westchester County and Harrison Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 ORCHARD DR, PURCHASE, NY 10577-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK NA |
| Jul 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK NA |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 7 ORCHARD DR, PURCHASE, NY 10577-2205 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 7 ORCHARD DR, PURCHASE, NY 10577-2205 |
| Document Number | 0630893577 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 630893577 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | STAMFORD, CT 06905 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.99% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 7 ORCHARD DR, PURCHASE, NY 10577-2205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | RECORD & RETURN TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0601903454 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 601903454 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 7 ORCHARD DR, PURCHASE, NY 10577-2205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0601903451 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 601903451 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
The 2026 property tax bill for 7 Orchard Dr was $31,454, down 30.1% from the year before.
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,454.00 (-30.14%) | ||
| 2025 | $45,025.00 | $18,750 (-) Land $6,000 Building $12,750 | $1,616,379 (-2.59%) Land $517,241 Building $1,099,138 |
| 2024 | $18,750 (-) Land $4,000 Building $14,750 | $1,659,292 (+3.54%) Land $353,982 Building $1,305,310 | |
| 2023 | $18,750 Land $4,000 Building $14,750 | $1,602,564 Land $341,880 Building $1,260,684 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 13 (1984–2022) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jan 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Orchard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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