7 Oliver St, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 7 Oliver St, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,040 sqft · built 2012
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2026)
Tax Bill	$2,070 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U18 L:0069`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U18 L:0069`
Alternative APN	`1878`

Interior

Stories	1 Story
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Account Number	1878
Street Address	7 OLIVER ST
City	NAPLES
State	ME
Zip	04055-3848
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RES
Legal Lot Number	69
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1029
Census Tract	14001

Owner

7 Oliver St is owned by two individuals who bought it in September 2026.

Source: Cumberland County and Naples Town records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 OLIVER ST, NAPLES, ME 04055-3848
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
May 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	May 3, 2022 · Amount on File
Deed Document Number	202638260
Deed Book / Page	42513 / 2
Prior Transfer Date	Aug 28, 2026
Prior Transfer Doc	0000038260
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPLES ME
Recording Date	Sep 1, 2026
Property Address	7 OLIVER ST, NAPLES, ME 04055-3848
Document Number	0000038260
Book / Page	42513 / 2
Instrument Date	Aug 28, 2026
Instrument	202638260
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	Sep 1, 2026

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	May 3, 2022
Property Address	7 OLIVER ST, NAPLES, ME 04055-3848
Document Number	0393910028
Book / Page	39391 / 28
Instrument Date	Apr 29, 2022
Instrument	23080
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HAWTHORNE RD, NAPLES, ME 04055-3825

Mortgage

Document Number	0000023081
Date	May 3, 2022
Instrument	23081

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$222,633 (-) Land $96,384 Building $126,249
2024	$2,070.00 (+1.62%)	$222,633 (-) Land $96,384 Building $126,249
2023	$2,037.00 (+10.89%)	$222,633 (-) Land $96,384 Building $126,249
2022	$1,837.00	$222,633 Land $96,384 Building $126,249

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Oliver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Oliver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oliver St

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