7 Oliver Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 7 Oliver Rd, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,208 sqft · built 1910
Lot Size	0.108 acres (4,725 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Aug 2025)
Tax Bill	$11,418 (2026)
Deeds & Mortgages	Nov 2021 Refinance Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63360-09`

Property Details

APN / Parcel Number

Primary APN	`63360-09`
Alternative APNs	`WATE M:1225 B:0019F L:0000` `3001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	3,572 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,725 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3001
Street Address	7 OLIVER RD
City	WATERTOWN
State	MA
Zip	02472-4135
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Subdivision	WATERTOWN
Legal Block	19F
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2007
Census Tract	370301

Owner

7 Oliver Rd, a duplex, is owned and occupied by an individual who bought it in August 2025.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 OLIVER RD, WATERTOWN, MA 02472-4135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Aug 15, 2025	Quit Claim Deed, Transfer · Conventional Mortgage M & T BANK
May 15, 2018	Deed of Trust, Mortgage LEADER BANK NA
Aug 1, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Book / Page	84494 / 273
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	7 OLIVER RD, WATERTOWN, MA 02472-4135
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079068-76
Date	Nov 3, 2021
Book Page	79068/76
Instrument	241308

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 15, 2025
Property Address	7 OLIVER RD, WATERTOWN, MA 02472-4135
Document Number	084494-273
Book / Page	84494 / 273
Instrument Date	Aug 15, 2025
Instrument	97712
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OLIVER RD, WATERTOWN, MA 02472-4135

Mortgage

Document Number	0000097713
Date	Aug 15, 2025
Instrument	97713

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2032
Index	Other
Margin	3

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	7 OLIVER RD, WATERTOWN, MA 02472-4135
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071008-43
Date	May 15, 2018
Book Page	71008/43
Instrument	67607

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 1, 2017
Property Address	7 OLIVER RD, WATERTOWN, MA 02472-4135
Document Number	69707-597
Book / Page	069707 / 000597
Instrument Date	Jul 18, 2017
Instrument	122416
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1541 CAMBRIDGE ST #1 CAMBRIDGE MA 021391018, 1, CAMBRIDGE, MA 02139-1018

Mortgage

Document Number	69708-1
Date	Aug 1, 2017
Book Page	069708/000001
Instrument	122417

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7 Oliver Rd was $11,418, up 7.3% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,418.00 (+7.31%)	$935,900 (+2.73%) Land $466,000 Building $469,900	$912,332
2025	$10,640.00 (+11.88%)	$911,000 (+12.08%) Land $466,000 Building $445,000
2024	$9,510.00 (-11.82%)	$812,800 (+2.34%) Land $452,400 Building $360,400
2023	$10,785.00	$794,200 Land $437,800 Building $356,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Oliver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7 Oliver Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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