7 Olive Way, Elkton, MD 21921 Property Records

Cecil County property record for 7 Olive Way, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,660 sqft · built 2023
Lot Size	0.081 acres (3,517 sqft)
Owner	Company Name on Record
Last Sale	$352,500 (Nov 2025)
Tax Bill	$5,584 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-139825`

Property Details

APN / Parcel Number

Primary APN	`05-139825`
Alternative APN	`139825`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,660 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,517 sqft (0.081 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	139825
Street Address	7 OLIVE WAY
City	ELKTON
State	MD
Zip	21921-4846
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 5101 - .0807 ACR 7 OLIVE WAY RIDGELY FOREST
Legal Subdivision	SECTION V-B RIDGELY FOREST
Legal Lot Number	5101
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	2
Census Block	2009
Census Tract	30903

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 528, NORTH EAST, MD 21901-0528
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Nov 2, 2023	Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Jul 14, 2023	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Nov 2, 2023 · Amount on Record
Deed Book / Page	5699 / 492
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 14, 2025
Property Address	7 OLIVE WAY, ELKTON, MD 21921-4846
Document Number	0056990492
Book / Page	5699 / 492
Map Reference	MB PC 11123 FO 61&62
Instrument Date	Nov 6, 2025
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7 OLIVE WAY, ELKTON, MD 21921-4846

Mortgage

Document Number	0005699503
Date	Nov 14, 2025
Instrument	5699/503

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 2, 2023
Property Address	7 OLIVE WAY, ELKTON, MD 21921-4846
Document Number	0053920429
Book / Page	5392 / 429
Map Reference	MB PC 1123 FO 61&62
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,728.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 OLIVE WAY, ELKTON, MD 21921-4846

Mortgage

Document Number	0053920434
Date	Nov 2, 2023
Instrument	5392-0434

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 14, 2023
Property Address	7 OLIVE WAY, ELKTON, MD 21921
Document Number	0053480275
Book / Page	5348 / 275
Map Reference	MB PC 1123 FO 61&62
Instrument Date	Jun 6, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8007 CORPORATE DR, NOTTINGHAM, MD 21236-4905
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	North East Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,584.00 (+3.7%) Homeowner's exemption	$335,600 (+4.61%) Land $85,000 Building $250,600	$335,600 (-) Land $85,000 Building $250,600
2025	$5,385.00 (+772.77%)	$320,800 (+722.56%)	$335,600 (+760.51%) Land $85,000 Building $250,600
2023	$617.00	$39,000 Land $39,000	$39,000 Land $39,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1979–2015)
Claims Outside the SFHA	7 of 22
Most Recent Claim	Oct 2015 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH EAST serves 8,600 people · EPA ID MD0070016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Organic carbon removal Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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