7 Ocala Ct, Destin, FL 32541 Property Records

Okaloosa County property record for 7 Ocala Ct, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,074 sqft · built 1992
Lot Size	0.326 acres (14,225 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Sep 2020)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9004-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9004-5`
Alternative APN	`00-2S-22-1286-000B-0180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,074 sqft Heated Area
Gross Area	2,785 sqft
1st Floor Area	2,074 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	14,225 sqft (0.326 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Enclosed Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7 OCALA CT
City	DESTIN
State	FL
Zip	32541-4449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN BAYOU UNIT V LOT 18 BLK B
Legal Range	22
Legal Township	02S
Legal Subdivision	INDIAN BAYOU UNIT V
Legal Block	B
Legal Lot Number	18
Legal Unit	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1011
Census Tract	23304

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 OCALA CT, DESTIN, FL 32541-4449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Oct 18, 2017	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	3392707
Deed Book / Page	3493 / 2803
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 23, 2020
Property Address	7 OCALA CT, DESTIN, FL 32541-4449
Document Number	0034932803
Book / Page	3493 / 2803
Map Reference	MB 10 PG 62&63
Instrument Date	Sep 15, 2020
Instrument	3392707
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 INDIAN BAYOU DR, 122, DESTIN, FL 32541-4415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OCALA CT, DESTIN, FL 32541-4449

Mortgage

Document Number	0034932805
Date	Sep 23, 2020
Instrument	3493/2805

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 18, 2017
Property Address	7 OCALA CT, DESTIN, FL 32541-4449
Document Number	0033221807
Book / Page	3322 / 1807
Map Reference	MB10 PG62&63
Instrument Date	Oct 17, 2017
Instrument	3167029
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 OCALA CT, 7, DESTIN, FL 32541-4449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	976 SOUTHERN OAKS CT, FORT WALTON BEACH, FL 32547-1952

Mortgage

Document Number	0003167030
Date	Oct 18, 2017
Instrument	3167030

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,228.00 (+5.59%) Homeowner's exemption	$396,092 (+5.99%)	$517,092 (+8.02%) Land $150,096 Building $366,996
2023	$4,004.00 (+2.43%) Homeowner's exemption	$373,717 (+3%)	$478,714 (+9.92%) Land $136,190 Building $342,524
2022	$3,909.00 Homeowner's exemption	$362,832	$435,494 Land $123,809 Building $311,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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