Nassau County and Hempstead Town property record for 7 Oak St, Valley Stream, NY 11581
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,128 sqft · built 1920 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $975,000 (Mar 2025) |
| Tax Bill | $12,433 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-040-00-0145 |
| Primary APN | 39-040-00-0145 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 511 sqft |
| Basement Area | 80 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Other |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Pool Area | 512 sqft |
| Porch | Enclosed Frame Porch |
| Patio Area | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39040 01450 |
|---|---|
| Street Address | 7 OAK ST |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11581-2021 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | TOWN #1 SCH DIST 024 |
| Legal Block | 40 |
| Legal Lot Number | 145 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 6 |
| Census Block | 6025 |
| Census Tract | 410700 |
Source: Nassau County and Hempstead Town records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 OAK ST, VALLEY STREAM, NY 11581-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL FCU |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAST COAST CAP CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on Record |
| Deed Sale | Mar 19, 2025 · Amount on Record |
| Prior Sale | Nov 2, 2012 |
| Deed Document Number | 2025-17470 |
| Deed Book / Page | D14604 / 68 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 7 OAK ST, VALLEY STREAM, NY 11581-2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7 OAK ST, VALLEY STREAM, NY 11581-2021 |
| Document Number | M471200357 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | M47120/357 |
| Instrument | 2023-23754 |
| Name | JOVIA FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | WESTBURY, NY 11590 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 7 OAK ST, VALLEY STREAM, NY 11581-2021 |
| Document Number | 0446500580 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 OAK ST VALLEY STREAM NY 115812021, VALLEY STREAM, NY 11581-2021 |
| Document Number | 0446500580 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 044650/000580 |
| Instrument | 99213 |
| Name | EAST COAST CAP CORP |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2050 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Elementary School District | Valley Stream Union Free School District 24 (KG - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650 (-) Land $249 Building $401 | $650,000 (-) | |
| 2025 | $12,433.00 (+14.65%) | $650 (+11.88%) Land $249 Building $401 | $650,000 (+11.88%) |
| 2023 | $10,844.00 Additional exemption filed | $581 Land $240 Building $341 | $581,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 16 (1979–2023) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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