7 Oak St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 7 Oak St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,485 sqft · built 1900
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2019)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Feb 2021 Refinance Dec 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0051 B:0124 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0051 B:0124 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,485 sqft Living Area
Gross Area	2,501 sqft
Basement Area	238 sqft
Unfinished Basement	238 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 OAK ST
City	TOWNSEND
State	MA
Zip	01469-1080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	124
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3011
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 MASON RD, WEST TOWNSEND, MA 01474-1044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Dec 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Mar 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 19, 2017	Quit Claim Deed, Transfer · FHA Mortgage FIRST ALLIANCE LENDIN
Jan 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Book / Page	72362 / 247
Transfer Doc	68716-379
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	7 OAK ST, TOWNSEND, MA 01469-1080
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076892-298
Date	Feb 5, 2021
Book Page	76892/298
Instrument	26975

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	7 OAK ST, TOWNSEND, MA 01469-1080
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083542-353
Date	Dec 4, 2024
Book Page	83542/353
Instrument	138213

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Mar 22, 2019
Property Address	7 OAK ST, TOWNSEND, MA 01469-1080
Document Number	72362-247
Book / Page	72362 / 247
Instrument Date	Mar 15, 2019
Instrument	35122
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MASON RD, TOWNSEND, MA 01474-1044

Mortgage

Document Number	35123
Date	Mar 22, 2019
Instrument	35123

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	May 19, 2017
Property Address	7 OAK ST, TOWNSEND, MA 01469-1080
Document Number	69309-357
Book / Page	69309 / 357
Instrument	74960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 OAK ST, TOWNSEND, MA 01469-1080

Mortgage

Document Number	693090363
Date	May 19, 2017
Instrument	69309/0363

Lender

Name	FIRST ALLIANCE LENDIN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jan 5, 2017
Property Address	7 OAK ST, TOWNSEND, MA 01469-1080
Document Number	68716-379
Book / Page	068716 / 000379
Instrument Date	Jan 4, 2017
Instrument	2496
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 1ST AVE PEPPERELL MA 014631305, PEPPERELL, MA 01463-1305

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,809.00 (+3.71%)	$331,200 (+2.92%) Land $62,100 Building $269,100	$332,785 (+7.92%)
2024	$4,637.00 (+6.48%)	$321,800 (+12.75%) Land $62,100 Building $259,700	$308,370
2023	$4,355.00	$285,400 Land $58,800 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures