7 Oak Pl, Oxford, MS 38655 Property Records

Lafayette County property record for 7 Oak Pl, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 6,805 sqft · built 1987
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Jun 2020)
Tax Bill	$24,780 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134M-19-010.00`

Property Details

APN / Parcel Number

Primary APN	`134M-19-010.00`
Alternative APNs	`087K-19-007-A` `14372`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	6,805 sqft Living Area
1st Floor Area	4,213 sqft
2nd Floor Area	1,294 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Pool Area	800 sqft
Patio Area	1,196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	14372
Street Address	7 OAK PL
City	OXFORD
State	MS
Zip	38655-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR NW 1/4 HOME PREV APN: 087K-19-007-A
Legal Range	03W
Legal Township	08S
Legal Section	19
Jurisdiction	LAFAYETTE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	950304

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 OAK PL, OXFORD, MS 38655-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Jun 29, 2017	Warranty Deed, Transfer · Commercial Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	20205238
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 18, 2020
Property Address	7 OAK PL, OXFORD, MS 38655-2519
Document Number	202005238
Instrument Date	Jun 15, 2020
Instrument	202005238
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 OAK PL, OXFORD, MS 38655-2519

Mortgage

Document Number	202005239
Date	Jun 18, 2020
Instrument	202005239

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Jan 17, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	7 OAK PL, OXFORD, MS 38655-2519
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201806225
Date	Jul 31, 2018
Instrument	201806225

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 29, 2017
Property Address	7 OAK PL, OXFORD, MS 38655-2519
Document Number	201705448
Instrument Date	Jun 23, 2017
Instrument	201705448
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 SAINT REMY BLVD, 422, OXFORD, MS 38655-5174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OAK PL, OXFORD, MS 38655-2519

Mortgage

Document Number	201705449
Date	Jun 29, 2017
Instrument	201705449

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	86 Months
Due	Aug 5, 2024

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,780.00 (+28.83%) Homeowner's exemption	$192,767 (+28.4%)	$1,927,670 (+28.4%) Land $300,000 Building $1,627,670
2023	$19,234.00 Homeowner's exemption	$150,135	$1,501,350 Land $300,000 Building $1,201,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
North East Fiber Fiber	2,000 / 1,000

May also be available: AT&T.

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