7 Oak Ln, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 7 Oak Ln, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1974
Lot Size	0.431 acres (18,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Nov 1994)
Tax Bill	$3,470 (2026)
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U35 B:00025 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U35 B:00025 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	3,505 sqft
Basement Area	392 sqft
Unfinished Basement	392 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,786 sqft (0.431 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	7 OAK LN
City	SPENCER
State	MA
Zip	01562-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Subdivision	SPENCER
Legal Block	25
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1020
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 OAK LN, SPENCER, MA 01562-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 1994 · Amount on Record
Deed Sale	Nov 7, 1994 · Amount on Record
Deed Book / Page	16692 / 165
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,470.00 (+9,278.38%)	$316,000 (-1.5%) Land $57,900 Building $258,100	$407,941 (-17.94%)
2025	$37.00 (-98.95%)	$320,800 (+4.16%) Land $50,400 Building $270,400	$497,135
2024	$3,524.00 (+7.05%)	$308,000 (+12.82%) Land $50,400 Building $257,600
2023	$3,292.00	$273,000 Land $50,400 Building $222,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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