7 Oak Ln, Kearney, NE 68845 Property Records

Buffalo County property record for 7 Oak Ln, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,094 sqft · built 1998
Lot Size	0.51 acres (22,197 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2024)
Tax Bill	$5,413 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2024 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60700017019704`

Property Details

APN / Parcel Number

Primary APN	`60700017019704`
Alternative APN	`607000170`

Interior

Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,094 sqft Total Area
1st Floor Area	1,603 sqft
Basement Area	1,533 sqft
Unfinished Basement	1,533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	22,197 sqft (0.51 acres)
Lot Dimensions	22,197 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,472 sqft
Driveway	Concrete Driveway
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	366 sqft
Deck Area	336 sqft
Patio Area	113 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60700017019704
Street Address	7 OAK LN
City	KEARNEY
State	NE
Zip	68845-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	CENTENNIAL PARK SUB OF ROLLING HILLS ESTATES, OSAGE ESTATES LT 4
Legal Subdivision	CENTENNIAL PARK SUB
Legal Lot Number	4
Jurisdiction	BUFFALO NE
Township / Civil Division	11
Census Block Group	3
Census Block	3043
Census Tract	969204

Owner

7 Oak Ln is owned and occupied by two individuals who bought it in December 2024.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 OAK LN, KEARNEY, NE 68845-7605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Dec 6, 2024	Joint Tenancy Deed, Transfer · Line of Credit PINNACLE BANK
Mar 6, 2018	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Aug 29, 2011 · Amount on File
Deed Document Number	20245566
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	7 OAK LN, KEARNEY, NE 68845-7605
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600420
Date	Jan 27, 2026
Instrument	2026-00420

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2024: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUFFALO NE
Recording Date	Dec 6, 2024
Property Address	7 OAK LN, KEARNEY, NE 68845-7605
Document Number	0202405566
Instrument Date	Nov 22, 2024
Instrument	2024-05566
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	NBI TITLE SERVICES, OMNI TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,068.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202405567
Date	Dec 6, 2024
Instrument	2024-05567

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	7 OAK LN, KEARNEY, NE 68845-7605
Transaction Type	Mortgage
Record Updated	May 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801263
Date	Mar 6, 2018
Instrument	2018-01263

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78228

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7 Oak Ln was $5,413.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,605 (+1.03%) Land $71,870 Building $353,735	$425,605 (+1.03%) Land $71,870 Building $353,735
2025	$5,413.00	$421,285 Land $71,870 Building $349,415	$421,285 Land $71,870 Building $349,415
2023	$6,234.00	$366,330 Land $69,780 Building $296,550	$366,330 Land $69,780 Building $296,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Oak Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 67% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Prairie Hills Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Ln

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