Union County and Summit City property record for 7 Oak Forest Ln, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,670 sqft · built 1959 |
| Lot Size | 0.232 acres (10,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000,000 (Jan 2026) |
| Tax Bill | $20,584 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01405-0000-00024 |
| Primary APN | 18-01405-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,670 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,110 sqft (0.232 acres) |
| Lot Dimensions | 128 ft deep x 79 ft wide |
| Street Address | 7 OAK FOREST LN |
|---|---|
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | OAK FOREST GLADE |
| Legal Block | 1405 |
| Legal Lot Number | 24 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 37800 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 OAK FOREST LN, SUMMIT, NJ 07901-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Jan 30, 2026 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Jun 29, 2012 · Amount on Record |
| Deed Document Number | 202652524 |
| Deed Book / Page | 6609 / 2140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 7 OAK FOREST LN, SUMMIT, NJ 07901-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0150950029 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 15095/29 |
| Instrument | 24443 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 7.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 30, 2026 |
| Property Address | 7 OAK FOREST LN, SUMMIT, NJ 07901-1716 |
| Document Number | 0066092140 |
| Book / Page | 6609 / 2140 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 52524 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | GREEN HILL TITLE, GREEN HILL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 ATLANTIC BREEZE ST, MYRTLE BEACH, SC 29572-8410 |
| Name | Verified Name |
|---|---|
| Address | 7 OAK FOREST LN, SUMMIT, NJ 07901-1716 |
| Document Number | 0000088053 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 88053 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 7 OAK FOREST LN, SUMMIT, NJ 07901-1716 |
| Document Number | 0145742055 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 OAK FOREST LN SUMMIT NJ 079011716, SUMMIT, NJ 07901-1716 |
| Document Number | 0145742055 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 014574/002055 |
| Instrument | 675358 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,400 (-) Land $189,800 Building $270,600 | $460,400 (-) Land $189,800 Building $270,600 | |
| 2025 | $20,584.00 (+2.64%) | $460,400 (-) Land $189,800 Building $270,600 | $460,400 (-) Land $189,800 Building $270,600 |
| 2024 | $20,055.00 (+1.71%) | ||
| 2023 | $460,400 Land $189,800 Building $270,600 | $460,400 Land $189,800 Building $270,600 | |
| 2022 | $19,718.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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