7 Northcrest Cir, Rockwall, TX 75087 Property Records

Rockwall County property record for 7 Northcrest Cir, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	2,987 sqft · built 1983
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$486,447 (Jul 2024)
Tax Bill	$4,504 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451000000007000R`

Property Details

APN / Parcel Number

Primary APN	`451000000007000R`
Alternative APNs	`R20213` `20213`

Interior

Stories	1 Story
Building Area	2,987 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	2,987 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	143 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7 NORTHCREST CIR
City	ROCKWALL
State	TX
Zip	75087-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCREST EST, LOT 7, ACRES 1
Legal Subdivision	NORTHCREST EST
Legal Tract	7
Legal Lot Number	7
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1000
Census Tract	40201

Owner

7 Northcrest Cir is owned and occupied by an individual who bought it in July 2024.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	7 NORTHCREST CIR, ROCKWALL, TX 75087-8303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Sep 4, 2020	Warranty Deed, Transfer VERITY MTG
Apr 30, 2018	Warranty Deed, Transfer · FHA Mortgage NTFN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	202412679
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	0000020804
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	7 NORTHCREST CIR, ROCKWALL, TX 75087-8303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003314
Date	Feb 20, 2020
Instrument	20200000003314

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Sep 4, 2020
Property Address	7 NORTHCREST CIR, ROCKWALL, TX 75087-8303
Document Number	0000020804
Instrument Date	Aug 28, 2020
Instrument	20804
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 NORTHCREST CIR ROCKWALL TX 750878303, ROCKWALL, TX 75087-8303

Mortgage

Document Number	20805
Date	Sep 4, 2020
Instrument	20805

Lender

Name	VERITY MTG
Address	NEW ORLEANS, LA 70113

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Apr 30, 2018
Property Address	7 NORTHCREST CIR, ROCKWALL, TX 75087-8303
Document Number	0000007353
Instrument Date	Apr 27, 2018
Instrument	7353
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	722 LEYENDA DR MESQUITE TX 751495151, MESQUITE, TX 75149-5151

Mortgage

Document Number	7354
Date	Apr 30, 2018
Instrument	7354

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7 Northcrest Cir was $4,504 with a homeowner's exemption, down 3.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,625 (+1%)	$514,685 (-6.79%) Land $230,000 Building $284,685
2025	$4,504.00 (-3.18%) Homeowner's exemption	$455,114	$552,183 Land $230,000 Building $322,183
2024	$4,652.00 (+20.77%)
2023	$3,852.00 Homeowner's exemption	$461,431 Land $169,000 Building $292,431	$461,431 Land $169,000 Building $292,431
2021	$4,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Northcrest Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Northcrest Cir is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION WSC serves 2,028 people · EPA ID TX1990010
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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