Okaloosa County property record for 7 Norriego Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 6,596 sqft · built 2023 |
| Lot Size | 0.402 acres (17,546 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $525,000 (Jul 2020) |
| Tax Bill | $33,815 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-590-9604-0 |
| Primary APN | C56-000-590-9604-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 4 Stories |
| Building Area | 6,596 sqft Heated Area |
| Gross Area | 9,984 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Custom/Decorative |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 17,546 sqft (0.402 acres) |
| Lot Width | 52 ft Width |
| Garage Type | Finished |
| Patio Area | 336 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7 NORRIEGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLIDAY ISLE LOT 92 BLK F |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | HOLIDAY ISLE |
| Legal Block | F |
| Legal Lot Number | 92 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
7 Norriego Rd is owner-occupied and held in a trust since March 2023.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7 NORRIEGO RD, DESTIN, FL 32541-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jul 15, 2020 | Warranty Deed, Transfer OTHER |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage DARRYL & KARN SHELTON |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on File |
| Deed Sale | Jul 15, 2020 · Amount on File |
| Prior Sale | Jul 15, 2020 · Amount on File |
| Deed Document Number | 0034753209 |
| Deed Book / Page | 003475 / 003209 |
| Last Transfer Date | Mar 29, 2023 |
| Transfer Doc | 0036681476 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 7 NORRIEGO RD, DESTIN, FL 32541-3020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7 NORRIEGO RD, DESTIN, FL 32541-3020 |
| Document Number | 0003776385 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 3776385 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.9% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.9% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 9.9% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 29, 2023 |
| Property Address | 7 NORRIEGO RD, DESTIN, FL 32541-3020 |
| Document Number | 0036681476 |
| Book / Page | 3668 / 1476 |
| Map Reference | MB 4 PG 39 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 3614572 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3578 WAVERLY CIR, DESTIN, FL 32541-5015 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3578 WAVERLY CIR, DESTIN, FL 32541-5015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 15, 2020 |
| Property Address | 7 NORRIEGO RD, DESTIN, FL 32541-3020 |
| Document Number | 0034753209 |
| Book / Page | 003475 / 003209 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 3373512 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $3,675.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 N TURTLE ROCK CT THE WOODLANDS TX 773814815, THE WOODLANDS, TX 77381-4815 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 1, 2018 |
| Property Address | 7 NORRIEGO RD, DESTIN, FL 32541-3020 |
| Document Number | 0033523655 |
| Book / Page | 003352 / 003655 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 3210810 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 513 OSCEOLA DR DESTIN FL 325413013, DESTIN, FL 32541-3013 |
| Document Number | 33523657 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 003352/003657 |
| Instrument | 3210811 |
| Name | DARRYL & KARN SHELTON |
|---|---|
| Address | 18 NORRIEGO RD, DESTIN, FL 32541-3010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 31, 2021 |
The 2025 property tax bill for 7 Norriego Rd was $33,815 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,815.00 Homeowner's exemption | $2,894,253 | $3,668,951 Land $872,071 Building $2,796,880 |
| 2023 | $8,314.00 (+22.86%) | $850,630 (+37.84%) Land $838,530 Building $12,100 | $850,630 (+37.84%) Land $838,530 Building $12,100 |
| 2022 | $6,767.00 | $617,099 Land $604,999 Building $12,100 | $617,099 Land $604,999 Building $12,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Norriego Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Norriego Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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