7 Normandy Cir, Bluffton, SC 29910 Property Records

Beaufort County property record for 7 Normandy Cir, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,921 sqft · built 2012
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,589,000 (Aug 2026)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61403800018560000`

Property Details

APN / Parcel Number

Primary APN	`R61403800018560000`
Alternative APN	`12306384`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,921 sqft Living Area
Gross Area	5,105 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Detached
Garage Area	1,118 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	7 NORMANDY CIR
City	BLUFFTON
State	SC
Zip	29910-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 753 HAMPTON HALL S/D PH 4A PB108 P197-200 PB113 P157-160
Legal Subdivision	HAMPTON HALL SUBDIVISION
Legal Phase	4A
Legal Lot Number	753
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1007
Census Tract	2106

Owner

Source: Beaufort County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 NORMANDY CIR, BLUFFTON, SC 29910-7302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage SCHUMACHER MORTGAGE LLC
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Feb 24, 2009 · Amount on Record
Deed Document Number	202639384
Deed Book / Page	4574 / 2342
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 26, 2026
Property Address	7 NORMANDY CIR, BLUFFTON, SC 29910-7302
Document Number	0000039384
Book / Page	4574 / 2342
Instrument Date	Aug 14, 2026
Instrument	202639384
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593,809.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 NORMANDY CIR, BLUFFTON, SC 29910-7302

Mortgage

Document Number	0000039385,
Date	Aug 26, 2026
Book Page	4574/2345
Instrument	202639385

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	7 NORMANDY CIR, BLUFFTON, SC 29910-7302
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 NORMANDY CIR, BLUFFTON, SC 29910-7302

Mortgage

Document Number	0000055026
Date	Dec 8, 2025
Book Page	4489/2732
Instrument	2025055026

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company
Address	2715 WISE AVE NW # 100, CANTON, OH 44708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2027

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	7 NORMANDY CIR, BLUFFTON, SC 29910-7302
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058091
Date	Aug 11, 2021
Book Page	4048/1657
Instrument	2021058091

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,039.00 (-0.06%)	$31,720 (-31.8%)	$1,162,800 (-) Land $200,000 Building $962,800
2024	$5,042.00	$46,512 (-) Land $8,000 Building $38,512	$1,162,800 (-) Land $200,000 Building $962,800
2023	$5,042.00 (+9.02%)	$46,512 (+68.64%) Land $8,000 Building $38,512	$1,162,800 (+68.64%) Land $200,000 Building $962,800
2022	$4,625.00	$27,580 Land $3,400 Building $24,180	$689,500 Land $85,000 Building $604,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	428 in force
Nearby Flood Claims	31 (2015–2024)
Claims Outside the SFHA	30 of 31
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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