7 Nick Ridge Dr, Washington, MO 63090 Property Records

Franklin County property record for 7 Nick Ridge Dr, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,380 sqft · built 1991
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$429,898 (Dec 2023)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-21.0-0-022-122.150`

Property Details

APN / Parcel Number

Primary APN	`10-5-21.0-0-022-122.150`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	120 sqft

Location & Zoning

Street Address	7 NICK RIDGE DR
City	WASHINGTON
State	MO
Zip	63090-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:34 WESTRIDGE 3
Legal Range	1W
Legal Township	44N
Legal Section	21
Legal Subdivision	WESTRIDGE (LOC 10)
Legal Lot Number	34
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1010
Census Tract	800302

Owner

Source: Franklin County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 NICK RIDGE DR, WASHINGTON, MO 63090-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK ST CHARLES MO
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Nov 25, 2020	Deed of Trust, Mortgage HERITAGE CMNTY BK
Oct 29, 2019	Deed of Trust, Mortgage HERITAGE CMNTY BK
Aug 14, 2018	Warranty Deed, Transfer CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	202314279
Prior Transfer Date	Apr 16, 2010
Prior Transfer Doc	0000008131
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 4, 2023
Property Address	7 NICK RIDGE DR, WASHINGTON, MO 63090-4143
Document Number	0002314279
Map Reference	PB O PG 78
Instrument Date	Nov 29, 2023
Instrument	2314279
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 JADE LN, WASHINGTON, MO 63090-4220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 NICK RIDGE DR, WASHINGTON, MO 63090-4143

Mortgage

Document Number	0002314280
Date	Dec 4, 2023
Instrument	2314280

Lender

Name	FIRST STATE BANK ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	7 NICK RIDGE DR, WASHINGTON, MO 63090-4143
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002309292
Date	Aug 10, 2023
Instrument	2309292

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 2, 2024

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	7 NICK RIDGE DR, WASHINGTON, MO 63090-4143
Document Number	0000020911
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 NICK RIDGE DR WASHINGTON MO 630904143, WASHINGTON, MO 63090-4143

Mortgage

Document Number	0000020911
Date	Dec 2, 2020
Instrument	20911

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	7 NICK RIDGE DR, WASHINGTON, MO 63090-4143
Document Number	0000015166
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 NICK RIDGE DR WASHINGTON MO 630904143, WASHINGTON, MO 63090-4143

Mortgage

Document Number	0000015166
Date	Nov 4, 2019
Instrument	15166

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 14, 2018
Property Address	7 NICK RIDGE DR, WASHINGTON, MO 63090-4143
Document Number	0000011266
Instrument Date	Aug 13, 2018
Instrument	11266
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 NICK RIDGE DR WASHINGTON MO 630904143, WASHINGTON, MO 63090-4143

Mortgage

Document Number	11267
Date	Aug 14, 2018
Instrument	11267

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00 (+32.63%)	$40,749 (+34.97%)	$214,470 (+34.97%) Land $32,000 Building $182,470
2023	$1,713.00 (-4.3%)	$30,191	$158,900 Land $32,000 Building $126,900
2022	$1,790.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

Nearby Properties on Nick Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures