7 Niantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 7 Niantic Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 6.5 ba · 9,325 sqft · built 2020
Lot Size	9.73 acres (423,839 sqft)
Owner	2 Individual Names on File
Tax Bill	$164,861 (2025)
Deeds & Mortgages	Oct 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`WEST M:179 B:71`

Property Details

APN / Parcel Number

Primary APN	`WEST M:179 B:71`
Alternative APNs	`M:179 B:71 L` `5036105`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	9,325 sqft Total Area
Gross Area	15,988 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	423,839 sqft (9.73 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5036105
Street Address	7 NIANTIC AVE
City	WESTERLY
State	RI
Zip	02891-5719
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Block	71
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1086
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:179 B:71

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	50 WHETTEN RD, WEST HARTFORD, CT 06117-2856
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2011
Deed Sale	Nov 04, 2011
Deed Book / Page	1905 / 790
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 NIANTIC AVE, WESTERLY, RI 02891-5719
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-26876
Date	Oct 29, 2021
Book Page	2021/26876
Instrument	2021-6013

Lender

Name	THE NORTHERN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$164,861.00 (+13.05%)	$23,187,200 (+52.96%) Land $15,487,700 Building $7,699,500
2023	$145,832.00 (+0.63%)	$15,159,300 (-) Land $10,298,000 Building $4,861,300
2022	$144,923.00	$15,159,300 Land $10,298,000 Building $4,861,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured 50 under condo master policies
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	D07 “Maschaug Ponds”
Unit Type	System Unit
Designated	November 25, 2024
NFIP Eligibility	Eligible (built 2020) built before the November 25, 2025 cutoff

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.