7 Niagara Dr, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 7 Niagara Dr, Toms River, NJ 08753

Property Summary

Property Type	Exempt (Full or Partial)
Details	1 bd · 1 ba · 1,072 sqft · built 1968
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (Sep 2001)
Deeds & Mortgages	Oct 2018 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00192-12-00026`

Property Details

APN / Parcel Number

Primary APN	`08-00192-12-00026`
Alternative APN	`0800192001200026`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,072 sqft Gross Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	6,360 sqft (0.146 acres)
Porch	Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	7 NIAGARA DR
City	TOMS RIVER
State	NJ
Zip	08753-1604
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PRC
Legal Description	.146AC WIDOW DISABLED VET
Legal Subdivision	HOLIDAY CITY SEC 5
Legal Block	192
Legal Lot Number	26
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	3
Census Block	3002
Census Tract	722200

Owner

7 Niagara Dr is owned by an individual who acquired it in August 2022.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	7 NIAGARA DR, TOMS RIVER, NJ 08753-1604
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 11, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 25, 2022	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2001 · Amount on File
Deed Sale	Sep 6, 2001 · Amount on File
Prior Sale	Sep 6, 2001 · Amount on File
Deed Book / Page	1052 / 699
Last Transfer Date	Aug 2, 2022
Transfer Doc	0191271294
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	7 NIAGARA DR, TOMS RIVER, NJ 08753-1604
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0172641883
Date	Oct 11, 2018
Book Page	17264/1883
Instrument	2018099629

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	7 NIAGARA DR, TOMS RIVER, NJ 08753-1604
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	LEGAL OPTIONS TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177140517
Date	Dec 11, 2019
Book Page	17714/0517
Instrument	2019126674

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	7 NIAGARA DR, TOMS RIVER, NJ 08753-1604
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191110993
Date	Jul 25, 2022
Book Page	19111/993
Instrument	2022082744

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Aug 9, 2022
Property Address	7 NIAGARA DR, TOMS RIVER, NJ 08753-1604
Document Number	0191271294
Book / Page	19127 / 1294
Instrument Date	Aug 2, 2022
Instrument	2022087873
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 NIAGARA DR, 7, TOMS RIVER, NJ 08753-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 NIAGARA DR, TOMS RIVER, NJ 08753-1604

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,300 (-) Land $50,000 Building $100,300	$150,300 (-) Land $50,000 Building $100,300
2025		$150,300 Land $50,000 Building $100,300	$150,300 Land $50,000 Building $100,300
2023	Disabled Person's exemption Veteran's exemption Widower's exemption	$150,300 Land $50,000 Building $100,300	$150,300 Land $50,000 Building $100,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Niagara Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1998–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Niagara Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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