7 Neck Pond Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 7 Neck Pond Rd, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,457 sqft · built 1961
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Company Names on Record
Last Sale	$590,000 (Aug 2003)
Tax Bill	$7,701 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:140 L:092`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:140 L:092`
Alternative APN	`75000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	3,205 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	75000
Street Address	7 NECK POND RD
City	OSTERVILLE
State	MA
Zip	02655-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	92
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2014
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	50 LAFAYETTE AVE, HADDONFIELD, NJ 08033-3308
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2003 · Amount on Record
Deed Sale	Aug 25, 2003 · Amount on Record
Prior Sale	Nov 12, 1999 · Amount on Record
Deed Book / Page	17526 / 157
Last Transfer Date	Jun 27, 2024
Transfer Doc	036452-224
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSTERVILLE MA
Recording Date	Aug 12, 2026
Property Address	7 NECK POND RD, OSTERVILLE, MA 02655-2146
Document Number	0001549358
Instrument Date	Dec 29, 2025
Instrument	20261549358
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001549358,
Date	Aug 12, 2026
Instrument	20261549358

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSTERVILLE MA
Recording Date	Aug 12, 2026
Property Address	7 NECK POND RD, OSTERVILLE, MA 02655-2146
Document Number	0000033288
Book / Page	37796 / 26
Instrument Date	Dec 29, 2025
Instrument	202633288
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033288,
Date	Aug 12, 2026
Book Page	37796/26
Instrument	202633288

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,701.00 (-0.5%)	$951,900 (-3.95%) Land $400,300 Building $551,600	$1,380,825
2024	$7,740.00 (+19.24%)	$991,000 (+27.33%) Land $471,000 Building $520,000
2023	$6,491.00	$778,300 Land $331,500 Building $446,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1990–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Neck Pond Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures