Suffolk County and Smithtown Town property record for 7 Navy Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,380 sqft · built 1969 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2001) |
| Tax Bill | $14,281 (2024) |
| Deeds & Mortgages | Jan 2022 Refinance May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 84.-1-37 |
| Primary APN | 473489 84.-1-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 1,506 sqft |
| 2nd Floor Area | 874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 11,326 sqft (0.26 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J61875 |
|---|---|
| Street Address | 7 NAVY DR |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-288776 TC-76 *4988 LOT 267 EAST HILL ESTS SEC 9 |
| Legal Subdivision | EAST HILL ESTATES SECTION #9 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 135002 |
7 Navy Dr is owned and occupied by two individuals who bought it in August 2001.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 NAVY DR, SMITHTOWN, NY 11787-2063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| May 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jun 8, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2001 · Amount on File |
| Deed Sale | Aug 6, 2001 · Amount on File |
| Prior Sale | Oct 11, 2000 · Amount on File |
| Deed Book / Page | 12134 / 26 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 NAVY DR, SMITHTOWN, NY 11787-2063 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0233740603 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 23374/603 |
| Instrument | DM062111 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Feb 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 NAVY DR, SMITHTOWN, NY 11787-2063 |
| Document Number | 0228240600 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FREEDOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 NAVY DR SMITHTOWN NY 117872063, SMITHTOWN, NY 11787-2063 |
| Document Number | 0228240600 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 022824/000600 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 7, 2032 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 8, 2017 |
| Property Address | 7 NAVY DR, SMITHTOWN, NY 11787-2063 |
| Document Number | 0228240601 |
| Book / Page | 022824 / 000601 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 NAVY DR SMITHTOWN NY 117872063, SMITHTOWN, NY 11787-2063 |
| Document Number | 228240601 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 022824/000601 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 7, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,675 Land $300 Building $5,375 | $709,375 Land $37,500 Building $671,875 | |
| 2024 | $14,281.00 | ||
| 2023 | $5,675 Land $300 Building $5,375 | $6,523 Land $345 Building $6,178 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Navy Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–1981) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Navy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures