Frederick County property record for 7 N Wisner St, Frederick, MD 21701 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,034 sqft · built 1910 |
| Lot Size | 0.035 acres (1,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jul 2026) |
| Tax Bill | $2,942 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-079372 |
| Primary APN | 02-079372 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,034 sqft Living Area |
| 1st Floor Area | 517 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 1,504 sqft (0.035 acres) |
| Lot Dimensions | 51 ft deep x 2 ft wide |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 079372 |
|---|---|
| Street Address | 7 N WISNER ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5623 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 29 1/2 X 51 7 N. WISNER ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 7,29 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 750200 |
Source: Frederick County records · APN 02-079372
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 N WISNER ST, FREDERICK, MD 21701-5623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Feb 19, 2026 | Deed, Transfer · Stand-Alone First Mortgage ACNB BANK |
| Jun 14, 2022 | Intrafamily Transfer, Transfer |
| Jun 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | Feb 19, 2026 · Amount on Record |
| Deed Book / Page | 17971 / 77 |
| Prior Transfer Date | May 31, 2022 |
| Prior Transfer Doc | 0159790303 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 23, 2026 |
| Property Address | 7 N WISNER ST, FREDERICK, MD 21701-5623 |
| Document Number | 1797000077 |
| Book / Page | 17971 / 77 |
| Instrument Date | Jul 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 N WISNER ST, FREDERICK, MD 21701-5623 |
| Document Number | 1797000084, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 17971/84 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 19, 2026 |
| Property Address | 7 N WISNER ST, FREDERICK, MD 21701-5623 |
| Document Number | 0177310440 |
| Book / Page | 17731 / 440 |
| Instrument Date | Feb 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | PO BOX 1006, FREDERICK, MD 21702-0006 |
| Document Number | 0017731449 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 17731/449 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 14, 2022 |
| Property Address | 7 N WISNER ST, FREDERICK, MD 21701-5623 |
| Document Number | 0159790303 |
| Book / Page | 15979 / 303 |
| Instrument Date | May 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7 N WISNER ST, FREDERICK, MD 21701-5623 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 14, 2022 |
| Property Address | 7 N WISNER ST, FREDERICK, MD 21701-5623 |
| Document Number | 0159790308 |
| Book / Page | 15979 / 308 |
| Instrument Date | May 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 N WISNER ST, FREDERICK, MD 21701-5623 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,567 (+14.25%) | $278,100 (+42.76%) Land $175,000 Building $103,100 | |
| 2025 | $2,942.00 (+4.66%) Homeowner's exemption | $194,800 (+16.83%) Land $105,000 Building $89,800 | $194,800 (-) Land $105,000 Building $89,800 |
| 2024 | $2,811.00 (+1,479.21%) | ||
| 2023 | $178.00 Homeowner's exemption | $166,733 | $194,800 Land $105,000 Building $89,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jun 1996, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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