Whatcom County property record for 7 N Summit Dr, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,316 sqft · built 2000 |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Jun 2023) |
| Tax Bill | $4,195 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67496 |
| Primary APN | 67496 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 500 sqft |
| Patio Area | 72 sqft |
| Storage Building | 24 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 67496 |
|---|---|
| Street Address | 7 N SUMMIT DR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | LOTS 138/139 SUDDEN VALLEY DIV 22 LOT CONSOLIDATION SHORT PLAT AS REC AF 2000102706 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 06 |
| Legal Subdivision | SUDDEN VALLEY DIV 22 |
| Legal Lot Number | 138 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 808 |
7 N Summit Dr is owned and occupied by an individual who bought it in June 2023.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7 N SUMRNIT DR, BELLINGHAM, WA 98229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG |
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Jun 25, 2004 · Amount on File |
| Deed Document Number | 2023-0602472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 30, 2023 |
| Property Address | 7 N SUMMIT DR, BELLINGHAM, WA 98229-7816 |
| Document Number | 0000602472 |
| Map Reference | AF 2000102706 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023-0602472 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN NW TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,245.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 LINCOLN ST UNIT 194, 194, BELLINGHAM, WA 98229-5732 |
| Name | Verified Name |
|---|---|
| Address | 7 NORTH SUMRNIT DRIVE, BELLINGHAM, WA 98229 |
| Document Number | 0000602473 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-0602473 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7 N SUMMIT DR, BELLINGHAM, WA 98229-7809 |
| Document Number | 2170903185 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 N SUMMIT DR BELLINGHAM WA 982297809, BELLINGHAM, WA 98229-7809 |
| Document Number | 2170903185 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 903185 |
| Name | REVERSE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 972 Months |
| Due | Sep 28, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7 N SUMMIT DR, BELLINGHAM, WA 98229-7809 |
| Document Number | 2170903186 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 N SUMMIT DR BELLINGHAM WA 982297809, BELLINGHAM, WA 98229-7809 |
| Document Number | 2170903186 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 903186 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 972 Months |
| Due | Sep 28, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
The 2025 property tax bill for 7 N Summit Dr was $4,195.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,195.00 | $469,018 Land $171,180 Building $297,838 | $469,018 Land $171,180 Building $297,838 |
| 2022 | $400,794 Land $146,280 Building $254,514 | $400,794 Land $146,280 Building $254,514 | |
| 2021 | $3,073.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 N Summit Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 N Summit Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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