7 N Summit Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 7 N Summit Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,994 sqft · built 1930
Lot Size	0.634 acres (27,625 sqft)
Owner	2 Individual Names on File
Last Sale	$44,000 (Jan 1989)
Tax Bill	$899 (2026)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 25 3 3`

Property Details

APN / Parcel Number

Primary APN	`08 25 3 3`
Alternative APN	`63327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,994 sqft Heated Area
Gross Area	3,126 sqft
1st Floor Area	1,568 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,625 sqft (0.634 acres)
Lot Dimensions	221 ft deep x 125 ft wide
Porch	Patio
Porch Area	690 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	63327
Street Address	7 N SUMMIT AVE
City	GRANITE FALLS
State	NC
Zip	28630-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0998/0322 1989 44.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2015
Census Tract	31403

Owner

7 N Summit Ave is owned and occupied by two individuals who bought it in January 1989.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 N SUMMIT AVE, GRANITE FALLS, NC 28630-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1989 · Amount on File
Deed Sale	Jan 1, 1989 · Amount on File
Deed Book / Page	998 / 322
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	7 N SUMMIT AVE, GRANITE FALLS, NC 28630-1314
Document Number	0010013812
Book / Page	001924 / 000165
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 N SUMMIT AVE GRANITE FALLS NC 286301314, GRANITE FALLS, NC 28630-1314

Mortgage

Document Number	0010013812
Date	Aug 4, 2017
Book Page	001924/000165
Instrument	10013812

Lender

Name	CAPITAL BK
Type	Bank
Address	FORT MYERS, FL 33966

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 3, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 7 N Summit Ave was $899, down 6.1% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$899.00 (-6.06%)	$188,900 (-) Land $18,400 Building $170,500
2025	$957.00	$188,900 Land $18,400 Building $170,500	$188,900 Land $18,400 Building $170,500
2023		$86,700 (-) Land $18,400 Building $68,300	$86,700 (-) Land $18,400 Building $68,300
2022	$553.00	$86,700 Land $18,400 Building $68,300	$86,700 Land $18,400 Building $68,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 N Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 N Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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