7 N Point Ln, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 7 N Point Ln, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,496 sqft · built 2000
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Sep 2023 Sale Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:048 L:066`

Property Details

APN / Parcel Number

Primary APN	`HARP M:048 L:066`
Alternative APN	`3518`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	4,140 sqft
1st Floor Area	1,496 sqft
Basement Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Attached
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3518
Street Address	7 N POINT LN
City	HARPSWELL
State	ME
Zip	04079-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF2
Legal Lot Number	66
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2014
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 N POINT LN, HARPSWELL, ME 04079-3871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Personal Representative Deed, Transfer
Apr 10, 2017	Deed of Trust, Mortgage BATH SAVINGS
Apr 7, 2017	Deed of Trust, Mortgage BATH SVGS INST'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023
Deed Sale	Sep 12, 2023
Prior Sale	Aug 10, 2006 · Amount on Record
Deed Document Number	202332232
Deed Book / Page	40353 / 277
Record Updated	Oct 29, 2026

September 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HARPSWELL ME
Recording Date	Sep 12, 2023
Property Address	7 N POINT LN, HARPSWELL, ME 04079-3871
Document Number	0403530277
Book / Page	40353 / 277
Instrument Date	Nov 2, 2022
Instrument	32232
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MAPLE ST, BROOKLYN, NY 11225-5002

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEPORT ME
Property Address	7 N POINT LN, HARPSWELL, ME 04079-3871
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339310270
Date	Apr 10, 2017
Book Page	33931/0270
Instrument	000000016033

Lender

Name	BATH SAVINGS

Agreement

Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	7 N POINT LN, HARPSWELL, ME 04079-3871
Document Number	0339310250
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 N POINT LN HARPSWELL ME 040793871, HARPSWELL, ME 04079-3871

Mortgage

Document Number	0339310250
Date	Apr 10, 2017
Book Page	033931/000250
Instrument	16032

Lender

Name	BATH SVGS INST'L
Type	Federal Savings Bank
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2032

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,089.00 (+4.71%)	$764,100 (-) Land $357,300 Building $406,800
2024	$4,860.00 (+4.27%)	$764,100 (-) Land $357,300 Building $406,800
2023	$4,661.00 (+3.39%)	$764,100 (-) Land $357,300 Building $406,800
2022	$4,508.00	$764,100 Land $357,300 Building $406,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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