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7 N Holmes St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 7 N Holmes St, Schenectady, NY 12302

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,530 sqft · built 1920
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$149,900 (Dec 2007)
Tax Bill$6,274 (2026)
Deeds & MortgagesMar 2017 Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN422201 38.26-2-63

Property Details

APN / Parcel Number

Primary APN422201 38.26-2-63
Alternative APNs
  • 220103802600020630000000
  • A05104

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,530 sqft Total Area
1st Floor Area1,613 sqft
Upper Floors Area917 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area184 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA05104
Street Address7 N HOLMES ST
CitySCHENECTADY
StateNY
Zip12302-1405
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRES
Legal DescriptionJERMAIN EST PTS 88-90 HLG
Legal Block2
Legal Lot Number63.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group3
Census Block3013
Census Tract32300

Owner

7 N Holmes St, a duplex, is owned by two individuals who bought it in December 2007.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address86 BALDWIN RD, SCHENECTADY, NY 12302-3814
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2017Deed of Trust, Mortgage
SUNMARK FCU
Feb 24, 2017Loan Modification, Mortgage · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2007 · Amount on File
Deed SaleDec 10, 2007 · Amount on File
Deed Book / Page1772 / 892
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address7 N HOLMES ST, SCHENECTADY, NY 12302-1405
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009586
DateMar 2, 2017
Book Page4745/681
Instrument201709586
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
AmountAmount on Record
Term119 Months
DueFeb 15, 2027

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address7 N HOLMES ST, SCHENECTADY, NY 12302-1405
Document Number0000009590
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 BALDWIN RD GLENVILLE NY 123023814, GLENVILLE, NY 12302-3814

Mortgage

Document Number0000009590
DateMar 2, 2017
Book Page004745/000692
Instrument9590
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7 N Holmes St was $6,274, up 2.5% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,274.00 (+2.55%)
2025$6,118.00$120,000 Land $16,200 Building $103,800$218,182 Land $29,455 Building $188,727
2023$120,000 Land $16,200 Building $103,800$176,471 Land $23,824 Building $152,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 N Holmes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 N Holmes St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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