7 N High St, Covington, OH 45318 Property Records

Miami County property record for 7 N High St, Covington, OH 45318

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,408 sqft · built 1920
Lot Size	0.075 acres (3,267 sqft)
Owner	Company Name on Record
Last Sale	$142,000 (Apr 2024)
Tax Bill	$833 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H19-000530`

Property Details

APN / Parcel Number

Primary APN	`H19-000530`
Alternative APNs	`080530.1-07-001-00` `H19NH006 00100`

Interior

Stories	1 Story
Building Area	3,408 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	132 ft deep x 26 ft wide
Porch	Porch
Porch Area	288 sqft
Storage Building	1,128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	7 N HIGH ST
City	COVINGTON
State	OH
Zip	45318-1305
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	IL 30 26 S PT & .2 E CEN STRIP
Legal Subdivision	VILLAGE OPF COVINGTON
Legal Lot Number	30
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2019
Census Tract	325000

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 N HIGH ST, COVINGTON, OH 45318-1305
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2022	Warranty Deed, Transfer
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage BRAD A & RACHEL R RENNER
Jun 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	20244170
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0000011676
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 3, 2022
Property Address	7 N HIGH ST, COVINGTON, OH 45318-1305
Document Number	0000011676
Instrument Date	Jul 28, 2022
Instrument	2022OR-11676
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 BLEFEVRE ROAD, TROY, OH 45373

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 15, 2022
Property Address	7 N HIGH ST, COVINGTON, OH 45318-1305
Document Number	0000009344
Instrument Date	May 10, 2022
Instrument	2022OR-09344
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 LEFEVRE RD, TROY, OH 45373-2017
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 5, 2018
Property Address	7 N HIGH ST, COVINGTON, OH 45318-1305
Document Number	0000006773
Instrument Date	May 29, 2018
Instrument	6773
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 N HIGH ST COVINGTON OH 453181305, COVINGTON, OH 45318-1305

Mortgage

Document Number	6774
Date	Jun 5, 2018
Instrument	6774

Lender

Name	BRAD A & RACHEL R RENNER
Address	6845 STATE ROUTE 718, PLEASANT HILL, OH 45359-9768
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 5, 2018
Property Address	7 N HIGH ST, COVINGTON, OH 45318-1305
Document Number	0000006775
Instrument Date	May 25, 2018
Instrument	6775
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 N HIGH ST COVINGTON OH 453181305, COVINGTON, OH 45318-1305

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00 (+120.95%)	$18,700 (+41.24%) Land $4,590 Building $14,110	$53,400 (+41.27%) Land $13,100 Building $40,300
2024	$377.00 (-43.05%)	$13,240 (-) Land $3,820 Building $9,420
2023	$662.00 (-4.34%)	$13,240 (-) Land $3,820 Building $9,420	$37,800 (-) Land $10,900 Building $26,900
2022	$692.00	$13,240 Land $3,820 Building $9,420	$37,800 Land $10,900 Building $26,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N High St

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