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7 N Central Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 7 N Central Ave, Ridgely, MD 21660

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 1,520 sqft · built 1915
Lot Size0.284 acres (12,362 sqft)
Owner2 Individual Names on File
Last Sale$199,900 (Apr 2007)
Tax Bill$2,811 (2026)
Deeds & MortgagesApr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN07-007132

Property Details

APN / Parcel Number

Primary APN07-007132
Alternative APNs
  • 7007132
  • 007132

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,520 sqft Total Area
1st Floor Area848 sqft
FlooringTile

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,362 sqft (0.284 acres)
Lot Dimensions210 ft deep x 60 ft wide

Exterior Amenities

PorchSlab
Porch Area167 sqft
Deck Area432 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number007132
Street Address7 N CENTRAL AVE
CityRIDGELY
StateMD
Zip21660-2010
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionLOT 12,362 SF SW/S CENTRAL AVE RIDGELY
Legal Lot Number12,36
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group2
Census Block2019
Census Tract955201

Owner

7 N Central Ave, a commercial property, is owned by two individuals who bought it in April 2007.

Source: Caroline County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address23971 SPARKS RD, RIDGELY, MD 21660-1534
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2007 · Amount on File
Deed SaleApr 16, 2007 · Amount on File
Prior SaleMar 9, 2005
Deed Document Number200770350
Deed Book / Page754 / 733
Transfer Doc0005920604
Record UpdatedOct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAROLINE MD
Recording DateApr 16, 2019
Property Address7 N CENTRAL AVE, RIDGELY, MD 21660-2010
Document Number0013520399
Book / Page001352 / 000399
Instrument DateMar 7, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address23971 SPARKS RD RIDGELY MD 216601534, RIDGELY, MD 21660-1534

Tax Assessment & Valuation

The 2026 property tax bill for 7 N Central Ave was $2,811, up 2.3% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
MunicipalityRidgely Town
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,811.00 (+2.26%)$188,933 (+3.6%)$195,500 (-) Land $44,700 Building $150,800
2025$2,749.00 (+3.74%)$182,367$195,500 Land $44,700 Building $150,800
2024$2,650.00 (-1.49%)
2023$2,690.00$175,800 Land $44,700 Building $131,100$175,800 Land $44,700 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 N Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 N Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RIDGELY
serves 1,600 people · EPA ID MD0050006
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Choptank Fiber, T-Mobile.

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