Bergen County and Ramsey Borough property record for 7 Myrtle Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,298 sqft · built 1978 |
| Lot Size | 0.392 acres (17,076 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,000 (Mar 2003) |
| Tax Bill | $14,551 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03605-0000-00005 |
| Primary APN | 48-03605-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,298 sqft Living Area |
| 1st Floor Area | 2,298 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 17,076 sqft (0.392 acres) |
| Lot Dimensions | 194 ft deep x 88 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7 MYRTLE AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.392AC |
| Legal Block | 3605 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 MYRTLE AVE, RAMSEY, NJ 07446-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage HUDSON UNITED MORTGAGE |
| Mar 8, 2019 | Deed of Trust, Mortgage · Line of Credit M&T BK |
| Mar 22, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2003 · Amount on Record |
| Deed Sale | Mar 19, 2003 · Amount on Record |
| Deed Book / Page | 8559 / 924 |
| Last Transfer Date | Aug 3, 2018 |
| Transfer Doc | 0032041402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 8, 2021 |
| Property Address | 7 MYRTLE AVE, RAMSEY, NJ 07446-1019 |
| Document Number | 0040641271 |
| Book / Page | 4064 / 1271 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021052403 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | BRIDGEVIEW ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 THUNDERBIRD DR, OAKLAND, NJ 07436-2204 |
| Name | Verified Name |
|---|---|
| Address | 7 MYRTLE AVE, RAMSEY, NJ 07446-1019 |
| Document Number | 2021052404 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021052404 |
| Name | HUDSON UNITED MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 MYRTLE AVE, RAMSEY, NJ 07446-1019 |
| Document Number | 0032041428 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 7 MYRTLE AVE RAMSEY NJ 074461019, RAMSEY, NJ 07446-1019 |
| Document Number | 0032041428 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 003204/001428 |
| Instrument | 18329 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 22, 2019 |
| Property Address | 7 MYRTLE AVE, RAMSEY, NJ 07446-1019 |
| Document Number | 0032041402 |
| Book / Page | 3204 / 1402 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 19-018329 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 MYRTLE AVE, RAMSEY, NJ 07446-1019 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,100 (+3.31%) Land $318,100 Building $412,000 | $730,100 (+3.31%) Land $318,100 Building $412,000 | |
| 2025 | $14,551.00 (+0.03%) | $706,700 (+37.09%) Land $295,600 Building $411,100 | $706,700 (+37.09%) Land $295,600 Building $411,100 |
| 2024 | $14,547.00 (+7.59%) | ||
| 2023 | $515,500 Land $227,300 Building $288,200 | $515,500 Land $227,300 Building $288,200 | |
| 2022 | $13,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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