7 Murphy Ct, Vernon, NJ 07462 Property Records

Sussex County and Vernon Township property record for 7 Murphy Ct, Vernon, NJ 07462

Property Summary

Property Type	Single Family Home
Details	5,924 sqft · built 2021
Lot Size	1.48 acres (64,687 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2015)
Tax Bill	$24,623 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-00484-0000-00072`

Property Details

APN / Parcel Number

Primary APN	`22-00484-0000-00072`
Alternative APN	`22001920500012`

Interior

Building Area	5,924 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	64,687 sqft

Location & Zoning

Old Parcel Number	22001920500012
Street Address	7 MURPHY CT
City	VERNON
State	NJ
Zip	07462-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	484
Legal Lot Number	72
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	4
Census Block	4002
Census Tract	371502

Owner

7 Murphy Ct is owned and occupied by two individuals who bought it in July 2015.

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 MURPHY CT, VERNON, NJ 07462-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK
Feb 28, 2017	Grant Deed, Transfer · Conventional Mortgage RDR ASSOCIATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2015 · Amount on File
Deed Sale	Jul 20, 2015 · Amount on File
Deed Document Number	201510130010
Deed Book / Page	3366 / 494
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 MURPHY CT, VERNON, NJ 07462-3035
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MURPHY CT, VERNON, NJ 07462-3035

Mortgage

Document Number	0102690504
Date	Sep 14, 2023
Book Page	10269/504
Instrument	2023016236

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 MURPHY CT, VERNON, NJ 07462-3035
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	MAIN STREET TTL & SETMNT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098250167
Date	Jul 10, 2020
Book Page	9825/167
Instrument	20200710010129130

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	432 Months
Due	Jul 1, 2056

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 28, 2017
Property Address	7 MURPHY CT, VERNON, NJ 07462-3035
Document Number	0034190356
Book / Page	003419 / 000356
Instrument Date	Feb 15, 2017
Instrument	45060
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 ZINNIA DR GLENWOOD NJ 074181632, GLENWOOD, NJ 07418-1632

Mortgage

Document Number	94770912
Date	Feb 28, 2017
Book Page	009477/000912
Instrument	45070

Lender

Name	RDR ASSOCIATES LLC
Address	VERNON, NJ 07462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Feb 27, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 7 Murphy Ct was $24,623, up 1.8% from the year before.

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,050,000 (-) Land $232,700 Building $817,300	$1,050,000 (-) Land $232,700 Building $817,300
2025	$24,623.00 (+1.81%)	$1,050,000 Land $232,700 Building $817,300	$1,050,000 Land $232,700 Building $817,300
2024	$24,185.00
2023		$963,200 Land $177,000 Building $786,200	$963,200 Land $177,000 Building $786,200
2022	$25,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Murphy Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Murphy Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile, Verizon.

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