7 Mulligan Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 7 Mulligan Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,618 sqft · built 1988
Lot Size	0.463 acres (20,168 sqft)
Owner	2 Individual Names on File
Last Sale	$386,055 (Aug 2026)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 4 349`

Property Details

APN / Parcel Number

Primary APN	`18A 4 349`
Alternative APN	`8534`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	1,570 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Frame Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,168 sqft (0.463 acres)
Terrain	Rolling
View / Lot	Corner
Garage Type	Built-in
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	14 sqft
Deck Area	50 sqft
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8534
Street Address	7 MULLIGAN DR
City	PALMYRA
State	VA
Zip	22963-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230001704 FAIRWAY-4 LOT 349 20,152 SF
Legal Subdivision	PHASE FOUR FAIRWAY LAKE MONTICELLO
Legal Block	34
Legal Lot Number	349
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2000
Census Tract	20103

Owner

7 Mulligan Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Fluvanna County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 MULLIGAN DR, PALMYRA, VA 22963-2556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jun 23, 2023	Deed, Transfer · VA Mortgage BANK OF JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Jun 23, 2023 · Amount on File
Deed Document Number	20262540
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 18, 2026
Property Address	7 MULLIGAN DR, PALMYRA, VA 22963-2556
Document Number	0000002540
Instrument Date	Aug 17, 2026
Instrument	20262540
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,992.06
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MULLIGAN DR, PALMYRA, VA 22963-2556

Mortgage

Document Number	0000002541,
Date	Aug 18, 2026
Instrument	20262541

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 23, 2023
Property Address	7 MULLIGAN DR, PALMYRA, VA 22963-2556
Document Number	0230001704
Map Reference	DB 96 PG 162
Instrument Date	Jun 12, 2023
Instrument	230001704
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MULLIGAN DR, PALMYRA, VA 22963-2556

Mortgage

Document Number	0230001705
Date	Jun 23, 2023
Instrument	230001705

Lender

Name	BANK OF JAMES
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 7 Mulligan Dr was $2,379, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,100 (-) Land $30,000 Building $285,100	$315,100 (-) Land $30,000 Building $285,100
2025	$2,379.00 (+0.68%)	$315,100 Land $30,000 Building $285,100	$315,100 Land $30,000 Building $285,100
2024	$2,363.00
2023		$245,500 Land $30,000 Building $215,500	$245,500 Land $30,000 Building $215,500
2022	$2,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Mulligan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Mulligan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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