Sagadahoc County and Phippsburg Town property record for 7 Mountain Xing, Phippsburg, ME 04562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 960 sqft · built 1993 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,860 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PHIP M:041 L:075-01 |
| Primary APN | PHIP M:041 L:075-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 71,438 sqft (1.64 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 1545 |
|---|---|
| Street Address | 7 MOUNTAIN XING |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 75-1 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970700 |
Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 MOUNTAIN XING, PHIPPSBURG, ME 04562-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Apr 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 7 MOUNTAIN XING, PHIPPSBURG, ME 04562-4407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000076 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026R-00076 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 7 MOUNTAIN XING, PHIPPSBURG, ME 04562-4407 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002228 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023R-02228 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 7 MOUNTAIN XING, PHIPPSBURG, ME 04562-4407 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3470 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021R-03470 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 7 MOUNTAIN XING, PHIPPSBURG, ME 04562-4407 |
| Document Number | 0000005208 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 MOUNTAIN XING PHIPPSBURG ME 045624407, PHIPPSBURG, ME 04562-4407 |
| Document Number | 0000005208 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 5208 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jul 29, 2048 |
Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,860.00 (+4.84%) | $231,600 (-) Land $71,300 Building $160,300 |
| 2024 | $2,728.00 (+2.94%) | $231,600 (-) Land $71,300 Building $160,300 |
| 2023 | $2,650.00 (+13.05%) | $231,600 (-) Land $71,300 Building $160,300 |
| 2022 | $2,344.00 | $231,600 Land $71,300 Building $160,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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