7 Mount Vernon Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 7 Mount Vernon Ave, Summit, NJ 07901

Property Summary

Property TypeSingle Family Home
Details2,468 sqft · built 1948
Lot Size0.238 acres (10,350 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Aug 2010)
Tax Bill$17,871 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-00606-0000-00010

Property Details

APN / Parcel Number

Primary APN18-00606-0000-00010
Alternative APNs
  • 1800113A00010
  • 180060600010

Interior

Stories2 Stories
Building Area2,468 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area10,350 sqft (0.238 acres)
Lot Dimensions138 ft deep x 75 ft wide
Garage TypeAttached

Location & Zoning

Old Parcel Number1800113A00010
Street Address7 MOUNT VERNON AVE
CitySUMMIT
StateNJ
Zip07901-1208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionCITY/SUMMIT
Legal Block606
Legal Lot Number10
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group4
Census Block4009
Census Tract37800

Owner

Source: Union County and Summit City records · APN 18-00606-0000-00010

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 MOUNT VERNON AVE, SUMMIT, NJ 07901-1208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 25, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Sep 21, 2017Deed of Trust, Mortgage · Line of Credit
FREEDOM BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2010 · Amount on Record
Deed SaleAug 23, 2010 · Amount on Record
Prior SaleFeb 23, 2000 · Amount on Record
Deed Document Number2010217657
Deed Book / Page5830 / 432
Last Transfer DateJun 21, 2013
Transfer Doc0059590185
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address7 MOUNT VERNON AVE, SUMMIT, NJ 07901-1208
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148572479
DateJan 12, 2021
Book Page14857/2479
Instrument905
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address7 MOUNT VERNON AVE, SUMMIT, NJ 07901-1208
Document Number0145302750
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7 MOUNT VERNON AVE SUMMIT NJ 079011208, SUMMIT, NJ 07901-1208

Mortgage

Document Number0145302750
DateFeb 05, 2019
Book Page014530/002750
Instrument668882
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 04, 2049

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address7 MOUNT VERNON AVE, SUMMIT, NJ 07901-1208
Document Number0143460042
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7 MOUNT VERNON AVE SUMMIT NJ 079011208, SUMMIT, NJ 07901-1208

Mortgage

Document Number0143460042
DateOct 11, 2017
Book Page014346/000042
Instrument647479
Lender
NameFREEDOM BK
TypeBank
AddressMAYWOOD, NJ 07607
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$399,700 (-) Land $153,200 Building $246,500$399,700 (-) Land $153,200 Building $246,500
2025$17,871.00 (+2.64%)$399,700 (-) Land $153,200 Building $246,500$399,700 (-) Land $153,200 Building $246,500
2024$17,411.00 (+1.71%)
2023$399,700 Land $153,200 Building $246,500$399,700 Land $153,200 Building $246,500
2022$17,119.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1984–2021)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2021 · other causes

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 281 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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