7 Moss Ln, Arden, NC 28704 Property Records

Buncombe County property record for 7 Moss Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1988
Lot Size	0.639 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Oct 2016)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-44-8882-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-44-8882-00000`
Alternative APN	`965414448727000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	2,027 sqft
Basement Area	2,027 sqft
Finished Basement	675 sqft
Unfinished Basement	1,352 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.639 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	496 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965414448727000
Street Address	7 MOSS LN
City	ARDEN
State	NC
Zip	28704-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:10/21/2016 DEED
Legal Description	DEED DATE:10/21/2016 DEED:5482-0453 SUBDIV:RUBEN F GOLDING PROP LOT:4 PLAT:0046-0096
Legal Subdivision	RUBEN F GOLDING PROP
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3017
Census Tract	2205

Owner

7 Moss Ln is owned and occupied by two individuals who bought it in October 2016.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	7 MOSS LN, ARDEN, NC 28704-3115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on File
Deed Sale	Oct 21, 2016 · Amount on File
Prior Sale	Jun 9, 2014 · Amount on File
Deed Document Number	0005482453
Deed Book / Page	5482 / 0453
Record Updated	Jun 7, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 25, 2018
Property Address	7 MOSS LN, ARDEN, NC 28704-3115
Document Number	0056310897
Book / Page	005631 / 000897
Instrument Date	Jan 24, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3240 PROFESSIONAL DR AUBURN CA 956022409, AUBURN, CA 95602-2409

Mortgage

Document Number	56310900
Date	Jan 25, 2018
Book Page	005631/000900

Lender

Name	PORTFOLIO GROUP MGMT FUND III
Address	AUBURN, CA 85602

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jan 24, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 7 Moss Ln was $2,237.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00	$345,400
2023	$2,069.00	$345,400	$345,400 Land $46,400 Building $299,000
2021			$345,400 Land $46,400 Building $299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Moss Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Moss Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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