York County and Saco City property record for 7 Morgan Cir, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,344 sqft · built 2004 |
| Lot Size | 0.262 acres (11,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,700 (Mar 2019) |
| Tax Bill | $5,159 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SACO M:088 L:037 U:040-000 |
| Primary APN | SACO M:088 L:037 U:040-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,622 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,411 sqft (0.262 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 MORGAN CIR |
|---|---|
| City | SACO |
| State | ME |
| Zip | 04072-9109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR |
| Legal Subdivision | RYAN FARMS 2 |
| Legal Lot Number | 37 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 5100 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 MORGAN CIR, SACO, ME 04072-9109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION |
| Jun 14, 2018 | Deed of Trust, Mortgage BANGOR SAVINGS BANK |
| Aug 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY CREDIT UNION |
| Mar 28, 2019 | Deed of Trust, Transfer UNIVERSITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Dec 13, 2011 · Amount on Record |
| Deed Document Number | 201910539 |
| Deed Book / Page | 17918 / 326 |
| Transfer Doc | 16221-0231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 MORGAN CIR, SACO, ME 04072-9109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0192820509 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 19282/509 |
| Instrument | 2023021952 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 MORGAN CIR, SACO, ME 04072-9109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0177320915 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 17732/0915 |
| Instrument | 2018021784 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jun 14, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 MORGAN CIR, SACO, ME 04072-9109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183540292 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 18354/292 |
| Instrument | 2020041034 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 7 MORGAN CIR, SACO, ME 04072-9109 |
| Document Number | 0179180330 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATLANTIC COASTAL TITLE COMPANY, ATLANTIC COASTAL TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 7 MORGAN CIR SACO ME 040729109, SACO, ME 04072-9109 |
| Document Number | 0179180330 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 017918/000330 |
| Instrument | 10540 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | ORONO, ME 04473 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 27, 2049 |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,159.00 (+4.31%) | $363,300 (+3.21%) Land $130,900 Building $232,400 | |
| 2024 | $4,946.00 (+6.27%) | $352,000 (+38.64%) Land $130,900 Building $221,100 | $395,865 |
| 2022 | $4,654.00 | $253,900 Land $99,800 Building $154,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2010 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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