James City County property record for 7 Monument Dr, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1940 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jun 2003) |
| Tax Bill | $2,012 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-3 02-0-0007 |
| Primary APN | 41-3 02-0-0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 14,331 sqft (0.329 acres) |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1841 |
|---|---|
| Street Address | 7 MONUMENT DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-5322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL |
| Legal Description | L-7 MAGRUDER HEIGHTS |
| Legal Subdivision | MAGRUDER HEIGHTS |
| Legal Lot Number | 7 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | ROBERTS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 80103 |
Source: James City County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 MONUMENT DR, WILLIAMSBURG, VA 23185-5322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Dec 14, 2022 | Deed of Trust, Mortgage · Unknown TRUIST BANK |
| Dec 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 3, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2003 · Amount on Record |
| Deed Sale | Jun 2, 2003 · Amount on Record |
| Deed Book / Page | 300 / 16055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 7 MONUMENT DR, WILLIAMSBURG, VA 23185-5322 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS |
| Name | Verified Name |
|---|
| Document Number | 0210004326 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 210004326 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 7 MONUMENT DR, WILLIAMSBURG, VA 23185-5322 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0202217260 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 202217260 |
| Name | TRUIST BANK |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 7 MONUMENT DR, WILLIAMSBURG, VA 23185-5322 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | LAWYERS TITLE SERVICES LLC, LAWYERS TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0202313217 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 202313217 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 7 MONUMENT DR, WILLIAMSBURG, VA 23185-5322 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | COOPERATIVE TITLE LLC, COOPERATIVE TITLE STLMNT LLC |
| Name | Verified Name |
|---|
| Document Number | 0202507116 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 202507116 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 7 MONUMENT DR, WILLIAMSBURG, VA 23185-5322 |
| Document Number | 0000018771 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 MONUMENT DR WILLIAMSBURG VA 231855322, WILLIAMSBURG, VA 23185-5322 |
| Document Number | 0000018771 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 18771 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 7 MONUMENT DR, WILLIAMSBURG, VA 23185-5322 |
| Document Number | 0000000645 |
| Instrument Date | Jan 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0000000645 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 645 |
| Name | BRANCH BANKING & TR CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,012.00 (+35.95%) | $242,500 (+37.63%) Land $61,300 Building $181,200 | $242,500 (+37.63%) Land $61,300 Building $181,200 |
| 2023 | $176,200 Land $50,500 Building $125,700 | $176,200 Land $50,500 Building $125,700 | |
| 2019 | $1,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | CITY OF NEWPORT NEWS |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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