7 Michael Ct, Newton, NJ 07860 Property Records

Sussex County and Green Township property record for 7 Michael Ct, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	1,852 sqft · built 1988
Lot Size	0.49 acres (21,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Nov 2025)
Tax Bill	$10,067 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00078-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`08-00078-0000-00003`
Alternative APNs	`080007800003` `00127500`

Interior

Stories	2 Stories
Building Area	1,852 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Construction Type	Frame
Lot Area	21,340 sqft (0.49 acres)
Lot Dimensions	110 ft deep x 194 ft wide
Garage Type	Attached

Location & Zoning

Account Number	00127500
Street Address	7 MICHAEL CT
City	NEWTON
State	NJ
Zip	07860-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0005
Legal Block	78
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1023
Census Tract	374100

Owner

Source: Sussex County and Green Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 MICHAEL CT, NEWTON, NJ 07860-5443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Jun 4, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 7, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	202520440
Deed Book / Page	10417 / 97
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Jul 20, 2026
Property Address	7 MICHAEL CT, NEWTON, NJ 07860-5443
Document Number	0000013597
Book / Page	10468 / 1792
Instrument Date	Jul 13, 2026
Instrument	202613597
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MICHAEL CT, NEWTON, NJ 07860-5443

Mortgage

Document Number	0000013597,
Date	Jul 20, 2026
Book Page	10468/1792
Instrument	202613597

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 MICHAEL CT, NEWTON, NJ 07860-5443
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0102390364
Date	Mar 30, 2023
Book Page	10239/364
Instrument	2023005662

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 MICHAEL CT, NEWTON, NJ 07860-5443
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0103841002
Date	Jun 4, 2025
Book Page	10384/1002
Instrument	2025009780

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Nov 7, 2025
Property Address	7 MICHAEL CT, NEWTON, NJ 07860-5443
Document Number	0104170097
Book / Page	10417 / 97
Instrument Date	Jul 30, 2025
Instrument	2025020440
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,761.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BARBARITA HL, RANDOLPH, NJ 07869-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MICHAEL CT, NEWTON, NJ 07860-5443
Investor	Possibly a Property Investor

Mortgage

Document Number	2025020441
Date	Nov 7, 2025
Instrument	2025020441

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Sussex County and Green Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Green Township
Unified School District	Green Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,900 (+2.53%) Land $139,000 Building $314,900	$453,900 (+2.53%) Land $139,000 Building $314,900
2025	$10,067.00 (+3.06%) Veteran's exemption	$442,700 (+71.99%) Land $137,400 Building $305,300	$442,700 (+71.99%) Land $137,400 Building $305,300
2024	$9,768.00 (+0.75%) Veteran's exemption	$257,400 (-) Land $94,400 Building $163,000	$257,400 (-) Land $94,400 Building $163,000
2023	$9,695.00 (+5.24%) Veteran's exemption	$257,400 Land $94,400 Building $163,000	$257,400 Land $94,400 Building $163,000
2022	$9,212.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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