7 Merrick St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 7 Merrick St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 1850
Lot Size	0.204 acres (8,900 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Jun 2022)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.42-04-17`

Property Details

APN / Parcel Number

Primary APN	`351200 128.42-04-17`
Alternative APNs	`120012804200040170000000` `2244`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,044 sqft
2nd Floor Area	468 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	89 ft deep x 100 ft wide
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2244
Street Address	7 MERRICK ST
City	OSWEGO
State	NY
Zip	13126-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Subdivision	DOUBLE BLOCK 112 & 113
Legal Block	4
Legal Lot Number	17.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4012
Census Tract	21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.42-04-17

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 MERRICK ST, OSWEGO, NY 13126-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2022 · Amount on Record
Deed Sale	Jun 09, 2022 · Amount on Record
Prior Sale	Aug 24, 2020
Deed Document Number	2022R-2022-006208
Prior Transfer Date	Aug 12, 2020
Prior Transfer Doc	0000007125
Record Updated	Jun 08, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 09, 2022
Property Address	7 MERRICK ST, OSWEGO, NY 13126-2308
Document Number	0000006208
Instrument Date	May 25, 2022
Instrument	R-2022-006208
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	OSWEGO VALLEY ABSTRACT PAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 E BRIDGE ST, 44, OSWEGO, NY 13126-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MURRAY ST, OSWEGO, NY 13126-4031

Mortgage

Document Number	0000006209
Date	Jun 09, 2022
Instrument	R-2022-006209

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company
Address	LIVERPOOL, NY 13088

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00	$127,000 (+76.39%) Land $20,100 Building $106,900	$127,000 (+46.4%) Land $20,100 Building $106,900
2023		$72,000 Land $10,600 Building $61,400	$86,747 Land $12,771 Building $73,976

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 403 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3704361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO CITY serves 29,400 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.