Rockland County and Ramapo Town property record for 7 Merrick Ln, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,490 sqft · built 1960 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $930,000 (May 2026) |
| Tax Bill | $11,632 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 50.19-3-59 |
| Primary APN | 392689 50.19-3-59 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| Gross Area | 2,193 sqft |
| 1st Floor Area | 801 sqft |
| 2nd Floor Area | 689 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 144 ft deep x 107 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Enclosed Porch |
| Porch Area | 513 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00467890000 |
|---|---|
| Street Address | 7 MERRICK LN |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Subdivision | MIRROR LAKE HMS SEC 02/HILLCREST |
| Legal Block | 3 |
| Legal Lot Number | 59.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11512 |
7 Merrick Ln is owned and occupied by an individual who bought it in May 2026.
Source: Rockland County and Ramapo Town records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 MIDDLETON ST, 4B, BROOKLYN, NY 11206-4827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Jan 22, 2021 | Quit Claim Deed, Transfer DIVERSIFIED LAND TITLE, DIVERSIFIED LAND SVCS LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Nov 9, 2011 · Amount on File |
| Deed Document Number | 202615543 |
| Prior Transfer Date | Jan 4, 2021 |
| Prior Transfer Doc | 0000002736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 6, 2026 |
| Property Address | 7 MERRICK LN, SPRING VALLEY, NY 10977-4311 |
| Document Number | 0000015543 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202615543 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | GLS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375,720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 MIDDLETON ST, 4B, BROOKLYN, NY 11206-4827 |
| Date | May 6, 2026 |
|---|
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 MERRICK LN, SPRING VALLEY, NY 10977-4311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048420 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-00048420 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 22, 2021 |
| Property Address | 7 MERRICK LN, SPRING VALLEY, NY 10977-4311 |
| Document Number | 0000002736 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2736 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | DIVERSIFIED LAND TITLE, DIVERSIFIED LAND SVCS LTD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 MERRICK LN SPRING VALLEY NY 109774311, SPRING VALLEY, NY 10977-4311 |
The 2025 property tax bill for 7 Merrick Ln was $11,632 with a veteran's exemption.
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,632.00 Veteran's exemption | ||
| 2024 | $46,000 (-) Land $15,700 Building $30,300 | $52,300 (-) | |
| 2023 | $11,224.00 Homeowner's exemption | $46,000 Land $15,700 Building $30,300 | $52,300 Land $17,850 Building $34,450 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Merrick Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Merrick Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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