Hampden County and Palmer Town City property record for 7 Memory Ln, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,844 sqft · built 1995 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Jul 1995) |
| Tax Bill | $8,364 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:19 B:14 L:20 |
| Primary APN | PALM M:19 B:14 L:20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 4,684 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,822 sqft |
| Unfinished Basement | 582 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 7 MEMORY LN |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | BRITTANY ESTATES |
| Legal Block | 14 |
| Legal Lot Number | 20 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 810200 |
Source: Hampden County and Palmer Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 MEMORY LN, PALMER, MA 01069-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 19, 2024 | Warranty Deed, Transfer |
| Mar 13, 2020 | Deed of Trust, Mortgage · Balloon Mortgage COUNTRY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 1995 · Amount on Record |
| Deed Sale | Jul 31, 1995 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Mar 19, 2024 |
| Property Address | 7 MEMORY LN, PALMER, MA 01069-2306 |
| Document Number | 025355-139 |
| Book / Page | 25355 / 139 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 11634 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 MEMORY LN, PALMER, MA 01069-2306 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 7 MEMORY LN, PALMER, MA 01069-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23125-250 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 23125/250 |
| Instrument | 13743 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2045 |
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,364.00 (+14.4%) | $460,800 (+17.67%) Land $61,600 Building $399,200 | $432,915 (+9.31%) |
| 2024 | $7,311.00 (+2.87%) | $391,600 (+7.11%) Land $55,900 Building $335,700 | $396,055 |
| 2023 | $7,107.00 | $365,600 Land $55,900 Building $309,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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