7 Melrose Ct, Bloomington, IL 61704 Property Records

McLean County property record for 7 Melrose Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,841 sqft · built 1997
Lot Size	0.378 acres (16,478 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2026)
Tax Bill	$8,488 (2024)
Deeds & Mortgages	May 2020 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-102-030`

Property Details

APN / Parcel Number

Primary APN	`15-31-102-030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,841 sqft Living Area
Gross Area	3,621 sqft
1st Floor Area	989 sqft
Basement Area	790 sqft
Finished Basement	790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,478 sqft (0.378 acres)
Lot Dimensions	177 ft deep x 162 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 MELROSE CT
City	BLOOMINGTON
State	IL
Zip	61704-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 139 EAGLE CREEK SUB 3RD ADD
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	EAGLE CREEK
Legal Lot Number	139
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1004
Census Tract	5104

Owner

7 Melrose Ct is owned and occupied by two individuals who bought it in April 2026.

Source: McLean County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 MELROSE CT, BLOOMINGTON, IL 61704-2918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 24, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Deed Document Number	20265605
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	7 MELROSE CT, BLOOMINGTON, IL 61704-2918
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008405
Date	May 12, 2020
Instrument	2020-00008405

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	7 MELROSE CT, BLOOMINGTON, IL 61704-2918
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100029752
Date	Dec 20, 2021
Instrument	2021-00029752

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate	3.25%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 24, 2026
Property Address	7 MELROSE CT, BLOOMINGTON, IL 61704-2918
Document Number	202600005605
Instrument Date	Mar 27, 2026
Instrument	20265605
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 MELROSE CT, BLOOMINGTON, IL 61704-2918

Mortgage

Document Number	0000005606,
Date	Apr 24, 2026
Instrument	20265606

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,990 Land $34,356 Building $88,634	$368,970 Land $103,068 Building $265,902
2024	$8,488.00 (+7.98%)
2023	$7,861.00	$103,789 Land $28,993 Building $74,796	$311,367 Land $86,979 Building $224,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Melrose Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Melrose Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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