7 McPhillips Ave, Mobile, AL 36604 Property Records

Mobile County property record for 7 McPhillips Ave, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft · built 1989
Owner	2 Individual Names on File
Last Sale	$141,150 (Mar 2017)
Tax Bill	$829 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022907250006068`

Property Details

APN / Parcel Number

Primary APN	`R022907250006068`
Alternative APNs	`29 07 25 0 006 068.XXX` `00810965` `810965`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	156 sqft
Porch	Open Porch
Porch Area	356 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	810965
Old Parcel Number	R022907250006068
Street Address	7 MCPHILLIPS AVE
City	MOBILE
State	AL
Zip	36604-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 MCPHILLIPS PLACE DBK 156 NS P 368 #SEC 25 T4S R1W #MP29 07 25 0 006
Legal Range	01W
Legal Township	04S
Legal Section	25
Legal Subdivision	PHILLIPS PLACE
Legal Lot Number	40
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1001
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 McPhillips Ave is owned and occupied by two individuals who bought it in March 2017.

Source: Mobile County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7 MCPHILLIPS AVE, MOBILE, AL 36604-2148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Mar 24, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Prior Sale	Apr 7, 2005
Deed Document Number	2017016507
Deed Book / Page	7490 / 1277
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7 MCPHILLIPS AVE, MOBILE, AL 36604-2148
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080679
Date	Dec 8, 2021
Instrument	2021080679

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 24, 2017
Property Address	7 MCPHILLIPS AVE, MOBILE, AL 36604-2148
Document Number	0000016507
Book / Page	007490 / 001277
Instrument Date	Mar 14, 2017
Instrument	16507
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 MCPHILLIPS AVE MOBILE AL 366042148, MOBILE, AL 36604-2148

Mortgage

Document Number	16508
Date	Mar 24, 2017
Book Page	007490/001279
Instrument	16508

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 McPhillips Ave was $829 with a homeowner's exemption, up 5.3% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$829.00 (+5.34%) Homeowner's exemption	$13,940 (+4.89%) Land $3,500 Building $10,440	$139,400 (+4.89%) Land $35,000 Building $104,400
2024	$787.00 (+4.38%) Homeowner's exemption	$13,290 (+4.15%) Land $3,600 Building $9,690	$132,900 (+4.15%) Land $36,000 Building $96,900
2023	$754.00 Homeowner's exemption	$12,760 Land $3,250 Building $9,510	$127,600 Land $32,500 Building $95,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 McPhillips Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1979–1998)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 McPhillips Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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