Monmouth County and Middletown Township property record for 7 McElroy Dr, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,921 sqft · built 1985 |
| Lot Size | 0.453 acres (19,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,382,700 (Aug 2026) |
| Tax Bill | $18,548 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01069-0000-00009 |
| Primary APN | 32-01069-0000-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,921 sqft Living Area |
| 1st Floor Area | 1,601 sqft |
| Upper Floors Area | 1,320 sqft |
| Basement Area | 1,601 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,712 sqft (0.453 acres) |
| Lot Dimensions | 176 ft deep x 112 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 32003150200010 |
|---|---|
| Street Address | 7 MCELROY DR |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Description | ADDITIONAL LOTS: 2008T/A EXP 01/31/13 |
| Legal Subdivision | ANTON ESTATES |
| Legal Block | 1069 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 801500 |
Source: Monmouth County and Middletown Township records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 MCELROY DR, LINCROFT, NJ 07738-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 21, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 29, 2019 | Grant Deed, Transfer ANGEL OAK MTG SOLUTIONS |
| Oct 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 202669558 |
| Deed Book / Page | 9809 / 4250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 21, 2026 |
| Property Address | 7 MCELROY DR, LINCROFT, NJ 07738-1536 |
| Document Number | 0000069558 |
| Book / Page | 9809 / 4250 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202669558 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | GUARDIAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139,652.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 MCELROY DR, LINCROFT, NJ 07738-1536 |
| Investor | Possibly a Property Investor |
| Document Number | 0000069559, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202669559 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 29, 2019 |
| Property Address | 7 MCELROY DR, LINCROFT, NJ 07738-1536 |
| Document Number | 0000067817 |
| Book / Page | 009360 / 000908 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 67817 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 MCELROY DR LINCROFT NJ 077381536, LINCROFT, NJ 07738-1536 |
| Document Number | 67818 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 009360/000925 |
| Instrument | 67818 |
| Name | ANGEL OAK MTG SOLUTIONS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 MCELROY DR, LINCROFT, NJ 07738-1536 |
| Document Number | 0000115874 |
| Book / Page | 009260 / 007694 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | CITY ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 MCELROY DR LINCROFT NJ 077381536, LINCROFT, NJ 07738-1536 |
| Document Number | 0000115874 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 009260/007694 |
| Instrument | 115874 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 29, 2042 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,224,600 (+6.56%) Land $593,100 Building $631,500 | $1,224,600 (+6.56%) Land $593,100 Building $631,500 | |
| 2025 | $18,548.00 (+4.73%) | $1,149,200 (+6.54%) Land $523,500 Building $625,700 | $1,149,200 (+6.54%) Land $523,500 Building $625,700 |
| 2024 | $17,710.00 (+3.05%) | ||
| 2023 | $1,078,700 Land $418,700 Building $660,000 | $1,078,700 Land $418,700 Building $660,000 | |
| 2022 | $17,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2017–2019) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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