7 McDonald Ct, Champaign, IL 61821 Property Records

Champaign County property record for 7 McDonald Ct, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 1968
Lot Size	0.261 acres (11,361 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Mar 2026)
Tax Bill	$4,929 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-23-426-006`

Property Details

APN / Parcel Number

Primary APN	`45-20-23-426-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Building Perimeter
1st Floor Area	1,596 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Stucco
Roof Material	Other
Lot Area	11,361 sqft (0.261 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	7 MCDONALD CT
City	CHAMPAIGN
State	IL
Zip	61821-6053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 37, 38 DEVONSHIRE SUB 2ND
Legal Range	08E
Legal Township	19N
Legal Section	23
Legal Subdivision	DEVONSHIRE SUB 2ND
Legal Lot Number	38
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3010
Census Tract	1301

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 MCDONALD CT, CHAMPAIGN, IL 61821-6053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Jun 18, 2008 · Amount on Record
Deed Document Number	20263367
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 9, 2026
Property Address	7 MCDONALD CT, CHAMPAIGN, IL 61821-6053
Document Number	0000003367
Map Reference	DOC 661448 MB N PG23
Instrument Date	Mar 6, 2026
Instrument	2026R03367
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MCDONALD CT, CHAMPAIGN, IL 61821-6053

Mortgage

Document Number	0000003368
Date	Mar 9, 2026
Instrument	2026R03368

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,770 (+12.2%) Land $20,480 Building $55,290	$227,310 (+12.2%) Land $61,440 Building $165,870
2024	$4,929.00 (+8.23%) Homeowner's exemption Senior Citizen's exemption	$67,530 (+19.04%) Land $18,250 Building $49,280	$202,590 (+19.04%) Land $54,750 Building $147,840
2023	$4,554.00 (+8.3%)
2022	$4,205.00 Homeowner's exemption Senior Citizen's exemption	$56,730 Land $15,330 Building $41,400	$170,190 Land $45,990 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile.

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