Passaic County and Passaic City property record for 7 Mass Ct, Passaic, NJ 07055
| Property Type | Quadplex |
|---|---|
| Details | 3,250 sqft · built 1900 |
| Lot Size | 0.078 acres (3,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Dec 2022) |
| Tax Bill | $15,789 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01297-0000-00045 |
| Primary APN | 07-01297-0000-00045 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,250 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Quadruplex |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,375 sqft (0.078 acres) |
| Lot Dimensions | 90 ft deep x 2 ft wide |
| Street Address | 7 MASS CT |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Legal Block | 1297 |
| Legal Lot Number | 45 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 175701 |
Source: Passaic County and Passaic City records · APN 07-01297-0000-00045
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 VIEWPOINT TER, LITTLE FALLS, NJ 07424 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SAVINGS BANK SLA |
| Dec 19, 2022 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Deed Document Number | 202257115 |
| Deed Book / Page | 4451 / 184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 7 MASS CT, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | INTEGRA TITLE AND ABSTRACT LLC, INTEGRA TITLE & ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 9 VIEWMONT TER, LITTLE FALLS, NJ 07424-2216 |
| Document Number | 0000005381 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | M19794/176 |
| Instrument | 2026005381 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 19, 2022 |
| Property Address | 7 MASS CT, PASSAIC, NJ 07055 |
| Document Number | 0000057115 |
| Book / Page | D4451 / 184 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022057115 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 VAN WINKLE AVE, WALLINGTON, NJ 07057-1030 |
| Name | Verified Name |
|---|---|
| Address | 9 VIEWMONT TER, LITTLE FALLS, NJ 07424-2216 |
| Document Number | 0000057116 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022057116 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 12.5% |
Source: Passaic County and Passaic City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,800 (-) Land $96,900 Building $273,900 | $370,800 (-) Land $96,900 Building $273,900 | |
| 2025 | $15,789.00 (+3.28%) | $370,800 (-) Land $96,900 Building $273,900 | $370,800 (-) Land $96,900 Building $273,900 |
| 2024 | $15,288.00 (+6.16%) | ||
| 2023 | $370,800 Land $96,900 Building $273,900 | $370,800 Land $96,900 Building $273,900 | |
| 2022 | $14,401.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340311757013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 697 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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