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7 Marlin St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 7 Marlin St, Alligator Point, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,664 sqft · built 2004
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on File
Last Sale$359,000 (Jul 2018)
Tax Bill$3,317 (2025)
Deeds & MortgagesMay 2026 Sale
Jul 2018 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN28-06S-01W-1051-0009-0770

Property Details

APN / Parcel Number

Primary APN28-06S-01W-1051-0009-0770
Alternative APN
  • 01W06S28105100090770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions95 ft deep x 75 ft wide
PorchFinished/Open Porch
Porch Area760 sqft
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7 MARLIN ST
CityPANACEA
StateFL
Zip32346-6102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BL 9 LOT 77 SOUTHERN DUNES UNIT 1 121/218 OR 187/482 OR 455/19 648/619 684/630 1016/153 1223/428
Legal Range01W
Legal Township06S
Legal Section28
Legal SubdivisionSOUTHERN DUNES
Legal Block9
Legal Lot Number77
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records · APN 28-06S-01W-1051-0009-0770

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 MARLIN ST, PANACEA, FL 32346-6102
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Quit Claim Deed, Transfer
LOWLAND TITLE, LOWE LEGAL & TITLE
Jul 17, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2018 · Amount on Record
Deed SaleJul 17, 2018 · Amount on Record
Deed Document Number20183510
Deed Book / Page1223 / 428
Last Transfer DateMay 18, 2026
Transfer Doc0000002345
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateMay 21, 2026
Property Address7 MARLIN ST, ALLIGATOR POINT, FL 32346-6102
Document Number0000002345
Book / Page1445 / 360
Instrument DateMay 18, 2026
Instrument20262345
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyLOWLAND TITLE, LOWE LEGAL & TITLE

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address7 MARLIN ST, ALLIGATOR POINT, FL 32346-6102

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 17, 2018
Property Address7 MARLIN ST, ALLIGATOR POINT, FL 32346-6102
Document Number0019003510
Book / Page1223 / 428
Map ReferenceMB2 PG22A
Instrument DateJul 13, 2018
Instrument201819003510
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address850 BROOKWOOD DR, 850, TALLAHASSEE, FL 32308-5116

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address201 PATTON DR, AMERICUS, GA 31719-2133

Mortgage

Document Number0019003511
DateJul 17, 2018
Instrument201819003511
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,317.00 (+1.94%) Homeowner's exemption$387,177 (+2.9%)$489,417 (-0.9%) Land $135,000 Building $354,417
2024$3,254.00 (-0.61%) Homeowner's exemption$376,265 (+3%)$493,869 (+35.19%) Land $135,000 Building $358,869
2023$3,274.00 (-8.47%) Homeowner's exemption$365,306 (+4.93%) Land $93,000 Building $272,306$365,306 (+4.93%) Land $93,000 Building $272,306
2022$3,577.00$348,143 Land $93,000 Building $255,143$348,143 Land $93,000 Building $255,143

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 23, 2025 · FEMA NFIP claims and policies as of September 2026 · USFWS Coastal Barrier Resources System as of December 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Coastal Barrier Resources

Coastal Barrier Resources SystemYes
UnitP27A “Ochlockonee”
Unit TypeSystem Unit
DesignatedNov 16, 1990
NFIP EligibilityNot eligible (built 2004)
built after the Nov 16, 1990 cutoff · private flood insurance only

Wildfire

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Consolidated Communications
DSL · Fiber in parts of the area		50 / 10

Based on FCC filings for 37 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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