Putnam County and Philipstown Town property record for 7 Market St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 950 sqft · built 1860 |
| Lot Size | 0.039 acres (1,681 sqft) |
| Owner | Individual Name on File |
| Last Sale | $566,000 (Nov 2025) |
| Tax Bill | $7,754 (2024) |
| Deeds & Mortgages | Nov 2025 Sale May 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 372601 48.12-1-81 |
| Primary APN | 372601 48.12-1-81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 475 sqft |
| 2nd Floor Area | 475 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Old Style |
| Exterior Material | Composition/Composite |
| Lot Area | 1,681 sqft (0.039 acres) |
| Lot Dimensions | 75 ft deep x 20 ft wide |
| View / Lot | Lake Front |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 023050 |
|---|---|
| Street Address | 7 MARKET ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 1 |
| Legal Lot Number | 81.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10700 |
7 Market St is owned by an individual who bought it in November 2025.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 485 W 22ND ST, 2, NEW YORK, NY 10011-2553 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Bargain and Sale Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| May 29, 2018 | Deed of Trust, Mortgage HUDSON VALLEY FCU |
| Nov 20, 2020 | Grant Deed, Transfer PRO TITLE |
| Feb 16, 2017 | Grant Deed, Transfer · Conventional with PMI HUDSON VLY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Nov 20, 2020 · Amount on File |
| Deed Document Number | 20257374 |
| Deed Book / Page | 2422 / 275 |
| Prior Transfer Date | Oct 23, 2020 |
| Prior Transfer Doc | 0101942020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 21, 2025 |
| Property Address | 7 MARKET ST, COLD SPRING, NY 10516-3204 |
| Document Number | 0024220275 |
| Book / Page | 2422 / 275 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 7374-2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,264.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 W 66TH ST # ST5FE, ST5FE, NEW YORK, NY 10023-6305 |
| Name | Verified Name |
|---|---|
| Address | 485 W 23RD ST # 2, 2, NEW YORK, NY 10011-2101 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 7 MARKET ST, COLD SPRING, NY 10516-3204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068280158 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 6828/158 |
| Instrument | 1601559 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 13, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 20, 2020 |
| Property Address | 7 MARKET ST, COLD SPRING, NY 10516-3204 |
| Document Number | 0021860248 |
| Book / Page | 002186 / 000248 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 10194 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | PRO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,966.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 W 66TH ST NEW YORK NY 100236305, NEW YORK, NY 10023-6305 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Feb 16, 2017 |
| Property Address | 7 MARKET ST, COLD SPRING, NY 10516-3204 |
| Document Number | 0020360435 |
| Book / Page | 002036 / 000435 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 1500446 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | THOROUGHBRED TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 S PORTLAND AVE BROOKLYN NY 112171301, BROOKLYN, NY 11217-1301 |
| Document Number | 66910415 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 006691/000415 |
| Instrument | 1600669 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12602 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2047 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,200 (-) Land $30,900 Building $91,300 | $398,435 (+10.07%) | |
| 2024 | $7,754.00 | $122,200 (-) Land $30,900 Building $91,300 | $361,967 (+4.32%) |
| 2023 | $122,200 (-) Land $30,900 Building $91,300 | $346,962 (+11.73%) Land $87,734 Building $259,228 | |
| 2022 | $122,200 Land $30,900 Building $91,300 | $310,546 Land $78,526 Building $232,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Market St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 10 units insured incl. 2 condo units |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 3 of 29 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Market St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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